P231 CEEFAX 2 261 Sun 01 Dec 23:02/0/
Wj£3kj£3kj£3k     2/8 
    
  
 Annuity rater are calculated with      
 regard to life expectancy, returns on  
 fixed interest investments and life    
 company expenses.                      
                                        
 Rates increase with age, and rise or   
 fall depending on the return on the    
 current yields from medium dated gilts.
                                        
 Annuities are for life, so thjte are   
 sjvetal options that provide protection
 from early death, such as guarantee    
 periods and spouse's benefits.         
                                        
 Annuities can incteasj each year as    
 a hedge against inflation.             
                                        
                                        
   Selection of annuity r sis 262-267   
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