P231 ictions on purchase price       
                                        
                                        
                                        
                                        
                                        
                                        
                                        
                                        
                                        
                                        
                                        
                                        
                                        
                                        
                                        
                                        
                                        
                                        
                                        
                                        
                                        
                                        
          Source: Annuity Direct        
 PuindQ      ooess MMnnj=oww  MMin  fnn 
                                        
   P231 CEEFAX 2 261 Mon 20 Jan 03:11/21
      2/8 
    
  
 Annuity rates are calculated with      
 regard to life expectancy, returns on  
 fixed interest investments and life    
 company expenses.                      
                                        
 Rates increase with age, and rise or   
 fall depending on the return on the    
 current yields from medium dated gilts.
                                        
 Annuities are for life, so there are   
 several options that provide protection
 from early death, such as guarantee    
 periods and spouse's benefits.         
                                        
 Annuities can increase each year as    
 a hedge against inflation.             
                                        
                                        
   S l c ion of  n  it  r t    6 -267   
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   P231 C   AX d dn2@'u^@2z Jan 22z*8O26
      3/3 
    
+"£Q£S S YW   WW  
 INCOME TAX RATES                       
                                        
 Year@Ending@* April 1998               
 @      @ @        @                    
  Rate   Taxable Income @  (ax on Band  
                                        
  20%     £1-£4,100           £820      
 @         @               @   @        
  23%     £4,101-£2n.100     £5,060     
                                        
  40%     £2n-1p1 plus @    @  @  @     
                                        
 Basic rate taxpayers p!z only 20% t1x  
     a           j                      
 his or hit own set@of personal         
 allowances and is taxed on his ot her  
 own income.                            
                                        
      ANNUITY NOTES MOVED TO PAGE 261   
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