P254 CJJFAX 2 254 Sat 20 Feb 18:11/12 Wj£3kj£3kj£3k O FIRST TIME BUYERS: VARIABLE DISCO 1/3 LJNDK6 RBTJ MAX LTV FJJ Woolwich 3.99) 95) £100 03)k 45)k46 1 year 2.5% of adv Northern Rock 3.30% 95% None 0845 605 0u00 1.4.01 To y0% no NIP Coventry BS 3.55) 95I £295 0345 665522 31.5.01 To 90% no NIP Scarborough BS 4.20% 95) None 0991 13314y 3 years £300 rebate Derbzshiri BS 5.40% 95% None 01332 841000 5 years To 90% no NIP Source: MONEYFACTS Postal YourMonjy Variable Main M nuP254 CJEFAX 2 254 Sat 20 Feb 18:13/4v Wj£3kj£3kj£3k WQJ W @ Z BUY $"5 JD@BT @ 4/3 LENDER RATE MAX LTV FEE Leeds & Holdeck BS 1.24* 95I £29k 0800 072 5726 1.u.00 Northern Rock 3.49I 95I £295 0845 60k 0500 1.4.01 To 90I no NIP Scarborough BS 3.90% 95) £295 0990 13314y 3 years Newcastle BS 4.59) 95) £245 0191 244 2468 31.3.12 To 85% no NIP West Bromwich BS k.25) 95I £29k 0121 u80 v404 30.4.04 Source: MONEYFACTS Postal YourMonjy Variable Main MenuP254 CJJFAX 2 254 Sat 20 Feb 18:12/5u 'k W jjjp57k 5jr57kjr5w1s{ FIRST TIME BUYERS: 100% 3/3 RATE PERIOD FEE VARJABLJ RBTJS Mortgage Express 4.40% 1 year £300 0500 212854 No NIP Roybl Bk of Scot 6.4*I 1.3.00 None via local branch FIXED RATES Roybl Bk of Scot k.99) 29.4.12 £250 via local branch Legal & General 6.99% 28.2.04 £29k 0870 010 0338 Source: MONEYFACTS Postal YourMonjy Variable Main Menu