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  O
 An annuity provides a regular lifetime 
 income from a lump sum investment.     
                                        
 There are two types:                   
                                        
 1/ ompulsory Purchase Annuity (CPA)    
                                        
 $hesj are bought from pension funds.   
 Normally pension plans allow you to    
 buy a better annuity from another life 
 firm.  his is th  Open Mar  t  prion.  
                                        
 2/Purchased Life Annuity XPLBI         
                                        
 PLAt are bought with your own capital  
 and provide a very high income.        
                                        
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