P226 CEJFAX 226  Tue  8 May  21:12/21
    
    
    
                BORROWERS' GUIDE        
                                        
             Approx annual % interest   
                                        
 BANK OVERDRAFTS          12.5 to 13.5  
                                        
 BANK PERSONAL LOANS      Around 17.5   
                                        
 CREDIT CARDS  Purchases: Up to 23.1    
                Advances: Around 23.3   
                                        
 IN-HOUSE CREDIT CARDS    Up to 34      
                                        
 BLDG SOCIETY MORTGAGES*  10.3 upwards  
                                        
 BANK MORTGAGES        *  11.5 upwards  
                                        
     * True annual percentage rate      
                                        
            Savjts' Guide 223