P245 CEEFAX 245 Sat 9 Apr 00:45/44    WALL STREET    (Close): Stocks finished lower, but managed to climb back from a steeper retreat. The Dow Jones industrial average was off 19 points at 3,674.26. Earlier, it lost more than 38 points on the heels of a brief surge in interest rates. In the broader market, declines led advances bz 2-1 margin on New York Stock Exchange volume of more than 264 million shares.  World indices 243 Dow Jones 242 Euro/East Dow Jones Exchanges World Ind