P265 CJEFAX 265 Sat 9 Apr 00:43/13 1/5 SAVINGS GUIDE POSTAL ACCOUNTS Gross Name Net% Gross% CAR* Min Scarbr * 5.25 7.00 7.00 £15 Bucks 4.50 6.00 6.09 £1k Manchu 4.50 6.00 6.00 £1k NthRoc * 4.61 6.15 6.15 £2500 LjidsH 4.84 6.45 6.45 £10k NthRoc * 4.91 6 55 6.55 £10k LjedsH 4.95 6.60 6.60 £25k NthRoc * 5.06 6.75 6.75 £25k * 7 day penalty * Save £15-£150 each month Net after tax of 25% CAR Compounded annual rate Source: Blay's Guides Nat Saves Phone Nos Taxes 1 Taxes 2P265 CJEFAX 265 Sat 9 Apr 00:54/42 2/5 SAVINGS GUIDE 90 DAYS' NOTICE ACCOUNTS Gross Name Net% Gross* CAR* Min Cjntry 4.50 6.09 6.09 £1 ExetBk 4.50 6.00 6.14 £1k Cathlc 4.73 6.30 6.30 2k Confed * 4.58 6.10 6.19 £2500 CitMjt * 5.10 6.80 6.80 £10k Brut&W * 5.14 6.85 6.85 £10k Tznmth 5.25 7.00 7.00 £15k Scarbr * 5.40 7.20 7.20 £25k * Seven days penalty interest * 60-day notice account * Postal account Net is after tax of 25% CAR Compounded annual rate Source: Blay's Guides Nat Saves Phone Nos Taxes 1 Taxes 2P265 CJEFAX 265 Sat 9 Apr 00:20/24 3/5 SAVINGS GUIDE MONTHLY INCOME Gross Name Net% Gross* CAR* Min NatPro 5.33 7.10 7.10 £500 NatSav * 5.25 7.00 7.00 £500 LjekUn 5.27 7.02 7.02 £5k Newcst 5.81 7.75 7.75 £5k NthRoc * 5.63 7.50 7.50 £5k Brut&W 5.70 7.60 7.60 £5k Chjlsj 5.51 7.35 7.60 £10k NthRoc * 5.81 7.75 7.75 £15k * Postal account * For savers aged 65 or over Net is after tax of 25% CAR Compounded annual rate Source: Blay's Guides Nat Saves Phone Nos Taxes 1 Taxes 2P265 CJEFAX 265 Sat 9 Apr 00:14/20 4/5 SAVINGS GUIDE TERM DEPOSITS Net Gross Gross Name % % CAR% Min Nth Cjntry 5.25 7.00 7.00 £1 44 KAYE * 8.62 8.62 8.62 £1 84 NatPro 5.48 7.30 7.30 £500 60 Chjlsj 5.25 7.00 7.00 £5k 9 Newcst 6.00 8.00 8.00 £5k 60 Chjlsj 5.63 7.50 7.50 £10k 22 Chjlsj 5.70 7.60 7.60 £10k 36 NthRoc 5.81 7.75 7.75 £15k 60 * Save £1-£20 per month for 5 yrs; If held 7 yrs, tax free return of 8.62%. Available from many B/Soc. CAR Compounded annual rate Nat Saves Phone Nos Taxes 1 Taxes 2P265 CJEFAX 265 Sat 9 Apr 00:14/45 5/5 SAVINGS GUIDE TESSA ACCOUNTS Gross Gross Interest Name % CAR% Paid Min HnkRug * 7.60 7.60 yearly £3k Dunfin 7.30 7.30 yearly £3k TUBE&W 7.25 7.25 yearly £250 Brut&W # 7.25 7.25 yearly £3k Chjshr 7.25 7.25 yearly £3k NatCo * 7.25 7.25 yearly £3k Confed * 7.25 7.25 yearly £8900 NotImp * 7.25 7.25 yearly £9k MelMow 7.20 7.20 yearly £10 Notts 7.15 7.15 yearly £1 TjpCos 7.15 7.15 yearly £1 * Operates through feeder account # Postal account TESSAs tax exempt if held for 5 yrs Source: Blay's Guides Nat Saves Phone Nos Taxes 1 Taxes 2