P267 CEEFAX 267 Sat 4 Nov 23:54/29 1/4 CREDIT CARDS % Per CARD TYPE MONTH APR FEE R FlemingOS&P 0.98% 12.40% Nil M'Card/Visa 0800 829024 5B of Scotland 1.14% 14.50% Nil MasterCard 0800 161616 Alliance & Ljic 1.375% 18.90% £10 Visa 0500 900250 MBNA Int'national 1.45% 18.90% Nil M'Card/Visa 0800 062640 Halifax BS 1.49% 20.60% £10 Visa 01383 738855 Source: MONEYFACTS Annuities TaxGuide CityHeads MonjyfileP267 CEEFAX 267 Sat 4 Nov 23:54/28 2/4 CHARGE CARDS MINIMUM CARD TYPE INCOME FEE O/D Bank of Scotland £25K £70 Up to Premier Visa 01383 738855 £15K Barclays Bank £25K £80 Neg Premier Visa 01604 234234 Midland Bank £25K £70 £2.5K+ Gold M'Card 01702 353344 NatWjst Bank £25K £95 Neg up Gold+ M'Card 0800 200400 to £10K * Neg = Negotiable Source: MONEYFACTS Annuities TaxGuidj CityHjads MonjyfileP267 CEJFAX 267 Sat 4 Nov 23:53/28 3/4 GOLD CREDIT CARDS MINIMUM CARD TYPE INCOME APR FEE Co-op Bank £20K 11.42% £120 Gold BR Visa 0345 212212 5B of Scotland £20K 14.50% £35 Gold Visa 01702 364890 NatWest Bank £20K 15.90% £35 Gold Visa 0800 200400 Lloyds Bank £20K 16.50% £40 Gold M'Card Via local branch Source: MONEYFACTS Annuities TaxGuide CityHeads MonjyfileP267 CEEFAX 267 Sat 4 Nov 23:55/38 4/4 CHARJTZ CARDS DONATIONS ON % OF CHARJTZ OPENING PURCHASES Midland Bank £5 0.25% Carecard 01702 353344 Co-operative Bank £5 0.25% Help The Aged 0345 212212 Midland Bank £5 5p per National Trust 01702 353344 purchase Co-operative Bank £5 0.25% Oxfam 0345 212212 Source: MONEYFACTS Annuities TaxGuide CityHeads Monjyfile