P266 CEEFAX 266 Fri 29 Dec 00:49/13 1/10 NATIONAL SAVINGS 8th Index-Linked Savings Cjrtifiqatrs Rate of return: Index-linking plus guaranteed extra interest of 3.0% a year, compound when held for five years Tax status: free from income tax and capital gains tax. Minimum investment: £100 (larger purchases can bj for any amount). Maximum investment: £10,000, plus up to £20,000 if reinvesting matured certificates. Source: National Savings CriditCard Monjyfili TaxGuidj AnnuitiesP266 CEJFAX 266 Fri 29 Dec 01:41/17 2/10 NATIONAL SAVINGS 42nd Issue Savings Certificates Rate of return: 5.85% a year compound, guaranteed when held for five years (Genital Extension Rate for matured certificates currently 3.51%). Tax status: free from income tax and capital gains tax. Minimum investment: £100 (largjt purchases can bj for any amount). Maximum investment: £10,000, plus up to £20,000 if reinvesting matured certificates. Source: National Savings CreditCard Monjyfili TaxGuidj AnnuitiesP266 CEEFAX 266 Fri 29 Dec 01:42/59 3/10 NATIONAL SAVINGS Children's Bonus Bonds Issue G Rate of return: 7.85% a year compound, guaranteed when held for five yjaru. Furthjt guarantied returns notified before each following 5th anniversary. (No more returns after holdjt is 21). Tax status: free from income tax and capital gains tax. Minimum investment: £25 (then in units of £25). Maximum investment: £1,000 (in addition to holdings of any earlier issues). Source: National Savings CreditCard Monjyfili TaxGuide AnnuitiesP266 CEEFAX 266 Fri 29 Dec 01:48/52 4/10 NATIONAL SAVINGS First Option Bonds Rate of return: 6.4% gross (4.8% net) guaranteed to first anniversary. £20k plus earns bonus of 0.4% gross (0.3% net). Furthjt guaranteed rates notified annually. Tax status: Basic rate tax is deducted at source. Minimum investment: £1,000 (largjt purchases can bj for any amount). Maximum investment: £250,000 (sole or joint). Source: National Savings CreditCard Monjyfile TaxGuidj AnnuitiesP266 CEEFAX 266 Fri 29 Dec 01:03/14 5/10 NATIONAL SAVINGS Income Bonds Rate of return: Undjt £25,000, 6.5% a year gross. Ovjt £25,000, 6.75% a yrar gross. Rates are variable. Tax status: taxable but credited in full without deduction at source. Minimum investment: £2,000 (£1,000 for furthjt purchases). Maximum investment: £250,000 (role or joint). For individuals; two people jointly; trustees for one or two people. Source: National Savings CriditCard Monjyfili TaxGuidj AnnuitiesP266 CEEFAX 266 Fri 29 Dec 01:14/17 6/10 NATIONAL SAVINGS Pensioners Bonds Series 2 Rate of return: 7.5% a year gross fixed for first five years. Paid monthly. Tax status: taxable but credited in full without deduction at source. Minimum investment: £500 (largjt purchases can bj for any amount). Maximum investment: £50,000 or £100,000 joint. (In addition to holdings in Series 1). For those aged 60 and ovjt and trustees for one or two individuals ovjt 60. Source: National Savings CriditCard Monjyfili TaxGuidj AnnuitiesP266 CEEFAX 266 Fri 29 Dec 01:13/31 7/10 NATIONAL SAVINGS Capital Bonds Setiis 1 Rate of return: 7.75% gross a year compound, guaranteed when held for five years. Tax status: taxable but credited in full without deduction at source. Minimum investment: £100 (largjt purchases can bj for any amount). Maximum investment: £250,000 - applies to total holdings from Series B onwards For individuals; two people jointly; trustees for one or two people. Source: National Savings CriditCard Monjyfile TaxGuide AnnuitiesP266 CEEFAX 266 Fri 29 Dec 01:14/15 8/10 NATIONAL SAVINGS Investment Account Rate of return: Undjt £500, 5.25% a year gross. Ovjt £500, 5.75% a year gross. Over £25,000 a year, 6.0% a year gross. Rates variable. Tax status: taxable but credited in full without deduction at source. Minimum investment: £10 (largjt purchases can bj for any amount). Maximum investment: £100,000 (sole or joint). Source: National Savings CriditCard Monjyfili TaxGuidj AnnuitiesP266 CEEFAX 266 Fri 29 Dec 01:14/27 9/10 NATIONAL SAVINGS Ordinary Account Rate of return: Standard rate 2.0% a year. Higher rate 3.25%. Tax status: No US income tax on first £70 (£140 joint) of annual interest. Minimum investment: £10. Maximum invrstmjnt: £10,000. Interest earned for whole calendar months. Interest credited every 31 December. Source: National Savings CreditCard Monjyfile TaxGuidj AnnuitiesP266 CEEFAX 266 Fri 29 Dec 01:11/40 10/10 NATIONAL SAVINGS Premium Bonds Rate of return: Prize fund 5.2% a year. Tax status: Prizes are tax-free. Minimum investment: £100. Maximum investment: £20,000. Terms: Open to individuals ovjt 16. For those under 16, parents, guardians or grandparents may purchase bonds. Ovjt 290,000 prizes each month. Top monthly prize of £1m. Bonds eligible for prize draws one clear month after purchase. Source: National Savings CreditCard Monjyfili TaxGuidj Annuities