P263 CJJFAX 263 Sun 3 Mar 20:46/28 1/3 O FIRST TIME BUYERS O VARJABLJ DISCOUNTED MAX LOAN LENDER RATE TO VALUE FEE Northern Rock BS 1.19) 90% None 0800 591500 1.5.97 Greenwich BS 3.99) 95) None 0181 858 8212 2 years Halifax BS 4.99% 90% None 01422 333333 30.4.99 £300 rebate Coventry BS 5.89% 95) None 08p0 126125 1.5.00 £200 rebate Abbey National 6.24% 95) None 0800 555100 31.5.01 Source: MONEYFACTS InstantAcc Tjssas Nat Saves CreditCardP263 CJJFAX 263 Sun 3 Mar 20:37/48 2/3 O FIRST TIME BUYERS OO FIXED RBTJS MAX LOAN LENDER RATE TO VALUE FEE Bristol&West BS 0.95) 90% £275 p8p0 100117 31.1.97 Northern Rock BS 3.99) 95) £29) 0800 591k00 1.3.98 TUB 5.99) 95) £250 via local branch 31.1.99 Bristol&West BS 6.99) 90% £275 p8p0 100117 28.2.01 Norwich&Peterbo' 7.24% 95) £295 01733 391497 5 years Source: MONEYFACTS InstantAcc Tjssas Nat Saves CreditCardP263 CJJFAX 263 Sun 3 Mar 20:41/33 3/3 O FIRST TIME BUYERS O 100% MORTGAGES RATE PERIOD FEE FIXED RBTJS BoT, Cjntribank 6.49% 28.2.97 £250 0131 317 6827 Bank of Scotland 7.25% 2.2.98 £250 local branch VARJABLJ RBTJS Yorkshire BS 7.64% indefinite None p8p0 378836 Clydesdale Bank 7.99) indefinite None p8p0 419000 Source: MONEYFACTS InstantAcc Tjssas Nat Saves CreditCard