P263 CJEFAX 263 Mon 27 May 00:44/21 1/3 FIRST TIME BUYERS VARIABLE DISCOUNTED MAX LOAN LENDER RATE TO VALUE FEE Principality BS 1.00% 90% None 01222 344188 1.7.97 Woolwich BS 2.35% 95% None 0181 2:8 5000 1 yr (£500 max rebate) Coventry BS 3.76 95% None 08p0 12612k 1.7.98 Northern Rock BS 4.24% 95% £295 p800 591500 1.6.99 Halifax BS 5.69% 90% None 0800 101110 30.6.01 (£500 rebate) Source: MONEYFACTS InstantAcc Tjssas Nat Saves CriditCardP263 CJJFAX 263 Mon 27 May 00:11/44 2/3 FIRST TIME BUYERS O FIXED RATES MAX LOAN LENDER RATE TO VALUE FEE Bristol&West BS 0.95% 90% £275 8 608 88 3 .4.97 Alliance&Ljic BS 1.50% 95% 0.5% 01273 77u454 1.6.97 FirstMortgagj 4.25% 90% £275 0800 080088 1.7.98 Northern Rock BS 6.24* 95% £295 p8p0 591u00 1^6.99 Skjpton BS 7.65% 95% £295 01756 7p0511 30.6.01 Source: MONEYFACTS nstantAcc T s s Nat Saves Cr tCardP263 CJJFAX 263 Mon 27 May 00:20/06 3/3 FIRST TIME BUYERS 100% MORTGAGES ££ ££ £ ££ £ £ £ RATE PERIOD FEE FIXED RBTJS BoT, Cjntribank 6.74% 30.4.97 £250 0131 317 6827 BoT, Cjnttebank 7.4 % 30.4.98 £250 0131 317 v827 VARJABLJ RBTJS Yorkshire BS 6.99% indefinite None 0800 3788s6 Clydesdale Bank 7.25% indefinite None p8 4 p0 Source: MONEYFACTS InstantAcc Tjssas Nat Saves CreditCard