P261 CEEFAX 261 Mon 27 May 01:15/53 1/4 LOWEST STANDARD VARIABLE RATES MAX LOAN LENDER RATE TO VALUE FEE Bradford & Bingley Mortgages Direct 0800 258258 5.99% 75% None Direct Line 0181 649 9099 6.25% 90% None Northern Rock BS 0800 591500 6.39% 90% None Legal & General Mortgage Services 0800 664444 6.39% 95% None Woolwich Direct 6.55% 85% None p645 757575 Source: MONEYFACTS FixedOCap FirstTime InstantAcce TjssasP261 CEEFAX 261 Mon 27 May 01:47/38 2/4 STANDARD VARIABLE RATES WITH CASH REBATE CASH MAX LENDER RATE REBATE LTV Yorkshire BS 6.74% 4.5% of adv 90% p800 378836 (£6750 max) C&G 6.90% 3% of adv 90% 0800 272131 wef1/6 (£7.5K max) Cheshire BS 6.99% 5% of adv 90% 0800 243278 (£10K max) Bradford&Bing BS 6.99% 5% of adv 90% 0800 252:93 (£10K max) Scarborough BS 7.24% 6% of adv 95% p800 590547 (£9K max) Source: MONEYFACTS FixedOCap FirstTimj InstantAcce TjssasP261 CEEFAX 261 Mon 27 May 01:16/23 3/4 DISCOUNTED VARIABLE RATES MAX LENDER RATE LTV FEE Scarborough BS 0.95% 95% £150 0800 590547 1 year Principality BS 3.60% 90% None 01222 344188 1.7.98 Halifax BS 4.39% 90% None 0800 101110 30.6.99 Coventry BS 5.50% 85% None 0800 126125 1.5.00 £200 rebate Bradford & Bing 5.79% 85% None 0800 252:93 5 years Source: MONEYFACTS FixedOCap FirstTimj InstantAcce TjssasP261 CEEFAX 261 Mon 27 May 01:18/48 4/4 100% VARIABLE RATES LENDER RATE PERIOD FEE Bank of Scotland 6.24% 1 year £250 via local branch Royal Bk of Scot 6.75% 1 year None 0131 523 7023 * no remortgages Yorkshire BS 6.99% indefinite None 08p0 378836 Clydesdale Bank 7.25% indefinite None 0800 419000 Abbey National 7.29% indefinite None 0800 555100 * no FTBs/remortgages Source: MONEYFACTS FixedOCap FirstTimj InstantAcce Tjssas