P263 CEEFAX 263 Mon 4 Nov 21:45/18 1/3 FIRST TIME BUYERS VARIABLE DISCOUNTED MAX LOAN LENDER RATE TO VALUE FEE Principality BS 1.00% 90% None 01222 344188 1.11.97 West Bromwich BS 2.49% 90% None 0121 525 7070 1 year 1% adv rebate Greenwich BS 3.49% 95% £250 0181 858 8212 2 years Northern Rock BS 4.24% 95% None 08p0 591500 1.1.00 Halifax BS 5.43% 90% None 0800 101110 31.1.02 Source: MONEYFACTS InstantAcc Tjssas Nat Saves CreditCardP263 CEEFAX 263 Mon 4 Nov 21:34/40 2/3 FIRST TIME BUYERS FIXED RATES MAX LOAN LENDER RATE TO VALUE FEE Bristol&West BS 1.95% 90% £275 p8p0 v08p88 31.7.97 Northern Rock BS 4.49% 95% £295 p800 591k00 1.1.99 Skipton BS 4.75% 95% £295 017u6 7p0511 31.12.98 Alliance & Ljics 6.65% 95% 0.5% via local branch 1.10.99 Chjlt'ham & Glos 7.25% 95% £495 0800 272131 5 years No NIP Source: MONEYFACTS InstantAcc Tjssas Nat Saves CreditCardP263 CEEFAX 263 Mon 4 Nov 21:35/12 3/3 FIRST TIME BUYERS 100% MORTGAGES RATE PERIOD FEE FIXED RATES Mortgage Express 7.25% 3.1.99 £295 0500 05002p No NIP Royal Bk of Scot 7.69) 17.12.98 £200 0131 u23 1023 max VARIABLE RATES Yorkshire BS 6.84% indefinite None 0800 378836 BoT, Cjnttibank 7.49% indefinite £250 0131 317 v827 Source: MONEYFACTS InstantAcc Tjssas Nat Saves CreditCard