P254 CEEFAX 254 Mon 18 Nov 21:18/36 1/3 FIRST-TIME BUYERS: VARIABLE DISCOUNT MAX LOAN LENDER RATE TO VALUE FEE Principality BS 1.00% 90% None 01222 344188 1.11.97 West Bromwich BS 2.49% 90% None 0121 525 7070 1 year 1% adv rebate Greenwich BS 3.49% 95% £250 0181 858 8212 2 years Northern Rock BS 4.24% 95% None 0800 591500 1.1.00 Halifax BS 5.43% 90% None 0800 101110 31.1.02 US INTEREST RATES HAVE MOVED TO 244 Postal YourMonjy Variable Main MenuP254 CEEFAX 254 Mon 18 Nov 21:11/29 2/3 FIRST-TIME BUYERS: FIXED RATES MAX LOAN LENDER RATE TO VALUE FEE Bristol & West BS 1.95% 90% £275 0800 608088 1.10.97 Northern Rock BS 4.89% 95% £295 0800 591500 1.1.99 Skipton BS 4.75% 95% £295 01756 700511 31.12.98 Alliance & Ljics 6.65% 95% 0.5% via local branch 1.10.99 Cheltenham & Glos 7.59% 95% £495 0800 272131 5 years No NIP Source: MONEYFACTS Postal YourMonjy Variable Main MenuP254 CEEFAX 254 Mon 18 Nov 22:18/11 3/3 FIRST TIME BUYERS: 100% MORTGAGES RATE PERIOD FEE FIXED RATES Mortgage Express 7.25% 3.1.99 £295 0500 050020 No NIP Royal Bk of Scot 8.19% 17.12.99 £200 0131 523 1p23 VARIABLE RATES Yorkshire BS 6.84% indefinite None 0800 378836 BoT, Cjntrebank 7.49% indefinite £250 0131 317 6827 Source: MONEYFACTS Postal YourMonjy Variable Main Menu