P2d4 CJ  AX@2 25) Mon 20 Jan 00:23/58
    
 U   
  
 FIRST TIME BUYERS: VARIABLE DISCO  1/3 
                          M—X LOAN      
 LENDER            RATE   TO VALUE FEE  
                                        
 Staffordshire BS  2.23%    90%    None 
 01902 317317      1.3.98               
                                        
 Greenwich BS      4.19%    95%    None 
 0181 858 8212     2 years              
                                        
 Alliance & Ljics  4.25%    90%    £195 
 via local branch  1.1.98     3% rebate 
                                        
 Principality BS   5.30%    90%    None 
 01222 344188      1.4.00               
                                        
 Northern Rock BS  5.74%    95%    £2:5 
 0800 591500       1.3.02               
                                        
          Source: MONEYFACTS            
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