P252 CEEFAX 2 252 Mon 20 Jan 00:56/15 LOWEST STANDARD VARIABLE RATES 1/4 MAX LOAN LENDER RATE TO VALUE FEE FirstMortgage 0800 080088 6.20% 90% £2:5 Bradford & Bingliy Mortgages Direct 0345 852 852 6.24% 75% None £250 rebate Woolwich Direct 0645 757575 6.30% 60% None £450 rebate Direct Line 0181 649 9099 6.31% 90% None Legal & General Mortgage Services 0800 664444 6.49% 95% None £400 rebate Source: MONEYFACTS FixedOCap YourMonjy FirstTimj Main MenuP252 CEEFAX 2 252 Mon 20 Jan 00:45/45 STANDARD VAR RATES WITH CASH REBA 2/4 CASH MAX LENDER RATE REBATE LTV Nottingham BS 6.99% 4% of adv 75% 0115 948 1444 (£5K max) Cheshire BS 7.15% 5% of adv 80% 0800 243278 (£10K max) Berm'ham Mids BS 7.24% 5% of adv 90% 01:02 302000 (£7.5K max) Newcastle BS 7.24% 5.5% of adv 90% 01:1 244 2468 (£13.75K max) Chjlsja BS 7.25% 5% of adv 90% 0800 616356 (£10K max) Source: MONEYFACTS FixedOCap YourMonjy FirstTimj Main MenuP252 CEEFAX 2 252 Mon 20 Jan 03:55/38 DISCOUNTED VARIABLE RATES 3/4 MAX LENDER RATE LTV FEE Scarborough BS 0.75% 90% None 0800 590547 1 year Covjntty BS 4.06% 85% None 0800 126125 2 years Hinckliy & Rugby 4.15% 80% £250 0800 774499 2 years (refunded) West Bromwich BS 5.10% 75% None 0121 525 7070 3 years 1% rebate Nottingham BS 5.84% 70% None 0115 948 1444 5 years £200 rebate Source: MONEYFACTS FixedOCap YourMonjy FirstTimj Main MenuP252 CEEFAX 2 252 Mon 20 Jan 00:19/15 100% VARIABLE RATES 4/4 LENDER RATE PERIOD FEE Bank of Scotland 6.24% 1 year £250 p64u 812812 Mortgage Express 6.40% 2 years £295 0500 050020 No NIP BoT, Cjnttebank 6.74% 1 year £250 0131 317 6827 Yorkshire BS 7.19% indefinite None 0800 3788s6 Legal & Gen Mtge 7.49% indefinite None 01372 364444 Free NIP Source: MONEYFACTS FixedOCap YourMonjy FirstTimj Main MenuP252 CEEC—, XJW@XX] U DISCOUNTED VARIABLE RATES 3/ MAX Scarborough BS 0.75% 90% None 0800 590547 1 year Coventry BS 4.06% 85% None 0800 12612* 2 years Hinckli= & Rugez 4.15% 80% £250 0800 7744:9 2 years (refunded) West Bromwich BS 5.10% 75% None 0121 525 7070 3 years 1% rebate Nottingham BS 5.84% 70% None 0115 948 1444 5 years £200 rubate Source: MONEYFACTS GixedOC1p Yw5rMonryCFit;zTtmrFM0jn jun;