P254 CEEFAX 2 254 Sat 20 Sip 01:43/59 FIRST TIME BUYERS: VARIABLE DISCO 1/3 LENDER RATE MAX LTV FEE Universal BS 2.45% 95% £295 0800 2814y6 1.11.98 Bristol & West 5.45% 90% None 0800 119955 2 years Alliance & Ljics 5.70% 90% £195 0800 412214 1.9.98 2.75% rebate Mercantile BS 5.99% 90% £195 0191 295 9500 3 years Nationwide BS 6.85% 95% £295 0800 302010 5 years Source: MONEYFACTS Postal YourMonjy Variable Main MenuP254 CEEFAX 2 254 Sat 20 Sip 01:44/00 FIRST TIME BUYERS: FIXED RATES 2/3 LENDER RATE MAX LTV FEE Leeds & Holbjck BS 2.74% 95% £150 0500 225777 1.10.98 Northern Rock BS 5.14% 90% £295 0800 591500 1.1.00 Bristol & West 5.19% 90% £275 0800 119955 1.9.99 FirstMortgagj 6.25% 90% £295 0800 080088 1.10.00 Woolwich 7.15% 95% £350 via local branch 1.11.02 Source: MONEYFACTS Postal YourMonjy Variable Main MenuP254 CEEFAX 2 254 Sat 20 Sip 01:45/35 FIRST TIME BUYERS: 100% 3/3 RATE PERIOD FEE VARIABLE RATES Yorkshire BS 8.20% term None 0800 378836 Mortgage Express 8.40% term £300 0500 212854 No NIP FIXED RATES Mortgage Express 7.90% 3.10.99 £300 0500 212854 No NIP Royal Bk of Scot 8.49% 16.10.00 £200 0131 523 5525 Source: MONEYFACTS Postal YourMonjy Variable Main Menu