P203 CEEFAX 2 203 Sat 13 Dec 22:36/28 In the week that the consultation document of a review of Railtrack's charges was published, I had a question about Railtrack's interim report. On the last page of a 16 page pamphlet is a timetable. Our viewer was concerned that an important date for Railttack shareholders was buried. There are 300,000 shareholders, so this is going to bj of importance to a number of people. >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>> 1/4 Mortgages 250 Tax Guide 270 Shaw's Shares 202 TV Guide 600 Update TV/Radio Stocks Main MenuP203 CEEFAX 2 203 Sat 13 Dec 22:32/11 The Ex-dividend date is a guide to the last time you can have bought a shari to qualify for the dividend. The Record date is the date on which you must bj on the company register to qualify for a dividend. Both of thjsj have passed. The last date for scrip election is 19 December. That is the date bz which Railtrack must have received your request to receive your dividends in the form of extra shares instead of cash. If the cash is not enough to buy more shares you can ask them to put the dividend aside and when you have enough shares accumulated, they'll buy more shares for you. 2/4 Mortgages 250 Tax Guide 270 Shaw's Shares 202 TV Guide 600 Update TV/Radio Stocks Main MenuP203 CEEFAX 2 203 Sat 13 Dec 22:37/04 A Mr B from Wishlaw has £11,000 invested in National Savings Pensioner Bonds. You are meant to keep the investment for 5 years. He wants to know what would happen if he cashed in the money before the investment period was up. The general rule is that you have to give 60 days' notice and lose 60 days' interest. If you are a non-taxpayer you would lose £126.58. You can have the money immediately but they will deduct 90 days' interest, which means you lose £189.86. 3/4 Mortgages 250 Tax Guide 270 Shaw's Shares 202 TV Guide 600 Update TV/Radio Stocks Main MenuP203 CEEFAX 2 203 Sat 13 Dec 22:34/19 Adam is currently snowed under with letters and has asked viewers to bj patient when waiting for a reply. He will get around to answering them eventually! Thanks. ——————————————————————————————————————— Pleas note: Adam Shaw is unable to give investment advice. 4/4 Write to Adam with your questions Sport 300 TV 600 Front page 100 Update TV/Radio Stocks Main Menu