P252 CEEFAX 2 252 Thu 25 Dec 22:47/59 LOWEST STANDARD VARIABLE RATES 1/4 LENDER RATE MAX LTV FEE Northern Rock Direct 0845 605 0500 6.89% 85% None Free NIP Bradford & Bingliy Mortgages Direct 0345 852852 7.29% 75% None Sainsbury's Bank 7.45% 75% None 0500 700600 Direct Line 7.94% 90% None 0181 649 9099 No NIP Yorkshire BS 7.95% 95% None 0800 378836 1% rebate, £250 costs & no NIP Source: MONEYFACTS FixedOCap YourMonjy FirstTimj Main MenuP252 CEEFAX 2 252 Thu 25 Dec 22:38/19 STANDARD VAR RATES WITH CASH REBA 2/4 CASH MAX LENDER RATE REBATE LTV Staffordshiri BS 7.99% 5% of adv 90% 01902 317485 (£10K max) Principality BS 8.10% 4% of adv 95% 01222 344188 (£8K max) Chjlsja BS 8.35% 5% of adv 90% 0800 616356 (£10K max) Newcastle BS 8.39% 6% of adv 90% 0191 244 2468 (£15K max) Northern Rock 8.70% 7% of adv 75% 0845 605 0500 Source: MONEYFACTS Fixed/Cap YourMonjy FirstTimj Main MenuP252 CEEFAX 2 252 Thu 25 Dec 22:40/35 DISCOUNTED VARIABLE RATES 3/4 LENDER RATE MAX LTV FEE Scarborough BS 1.45% 80% £250 0990 133149 1 year Not FTB FirstMortgagj 4.70% 90% £295 0800 080088 2 years Mercantile BS 5.74% 75% £195 0191 295 9500 3 years Principality BS 5.80% 80% None 01222 344188 1.3.01 Bradford&Bingley 7.00% 90% None 0800 570800 5 years Source: MONEYFACTS FixedOCap YourMonjy FirstTimj Main MenuP252 CEEFAX 2 252 Thu 25 Dec 22:47/11 100% VARIABLE RATES 4/4 LENDER RATE PERIOD FEE The Mtge Business 7.49% 1.6.99 £299 0345 253253 Royal Bk of Scot 8.20% 1.3.99 None 0131 523 5525 Yorkshire BS 8.45% term £300 0800 378836 No NIP Mortgage Express 8.65% term None 0800 212854 Legal & General Bk 8.75% term None 0800 664444 Free NIP Source: MONEYFACTS FixedOCap YourMonjy FirstTimj Main Menu