P257 CEEFAX 2 257 Thu 25 Dec 22:41/14 NATIONAL SAVINGS 1/10 11th Index-Linked Savings Certificates Rate of return: Index-linking plus guaranteed extra interest of 2.75% a year, compound when held for five years Tax status: free from income tax and capital gains tax. Minimum investment: £100 (largjt purchases can bj for any amount). Maximum investment: £10,000. No upper limit for reinvesting matured certificates. Source: National Savings Cards YourMonjy Postal Main MenuP257 CEEFAX 2 257 Thu 25 Dec 22:47/44 NATIONAL SAVINGS 2/10 44th Issue Savings Certificates Rate of return: 5.35% a year compound, guaranteed when held for five years (Genital Extension Rate for matured certificates currently 3.51%). Tax status: free from income tax and capital gains tax. Minimum investment: £100 (largjt purchases can bj for any amount). Maximum investment: £10,000. No uppjt limit for reinvesting matured certificates. Source: National Savings Cards YourMonjy Postal Main MenuP257 CEEFAX 2 257 Thu 25 Dec 22:48/27 NATIONAL SAVINGS 3/10 Children's Bonus Bonds Issue H Rate of return: 6.75% a year compound, guaranteed when held for five years. Further guaranteed returns notified before each following 5th anniversary. (No more returns after holder is 21). Tax status: free from income tax and capital gains tax. Minimum investment: £25 (then in units of £25). Maximum investment: £1,000 (in addition to holdings of any earlier issues). Source: National Savings Cards YourMonjy Postal Main MenuP257 CEEFAX 2 257 Thu 25 Dec 22:48/34 NATIONAL SAVINGS 4/10 First Option Bonds Rate of return: 6.75% gross (5.4% net) guaranteed to first anniversary. £20k plus earns bonus of 0.25% gross (0.2% net). Further guaranteed rates notified annually. Tax status: Basic rate tax is deducted at source. Minimum investment: £1,000 (larger purchases can bj for any amount). Maximum investment: £250,000 (sole or joint). Source: National Savings Cards YourMonjy Postal Main MenuP257 CEEFAX 2 257 Thu 25 Dec 22:22/27 NATIONAL SAVINGS 5/10 Income Bonds Rate of return: From 8 Jan 1998: Under £25,000, 7% a year gross. Over £25,000, 7.25% a year gross. Rates are variable. Interest paid monthly. Tax status: taxable but credited in full without deduction at source. Minimum investment: £2,000 (£1,000 for further purchases). Maximum investment: £250,000 (sole or joint). For individuals; two people jointly; trustees for one or two people. Source: National Savings Cards YourMonjy Postal Main MenuP257 CEEFAX 2 257 Thu 25 Dec 22:22/04 NATIONAL SAVINGS 6/10 Pensioners Bonds Series 3 Rate of return: 7.0% a year gross fixed for first five years. Paid monthly. Tax status: taxable but credited in full without deduction at source. Minimum investment: £500 (largjt purchases can bj for any amount). Maximum investment: £50,000 or £100,000 joint. (In addition to holdings in Series 1). For those aged 60 and ovjt and trustees for one or two individuals ovjt 60. Source: National Savings Cards YourMonjy Postal Main MenuP257 CEEFAX 2 257 Thu 25 Dec 22:27/43 NATIONAL SAVINGS 7/10 Capital Bonds Series J Rate of return: 6.65% gross a year compound, guaranteed when held for five years. Tax status: taxable but credited in full without deduction at source. Minimum investment: £100 (largjt purchases can bj for any amount). Maximum investment: £250,000 - applies to total holdings from Series B onwards For individuals; two people jointly; trustees for one or two people. Source: National Savings Cards YourMonjy Postal Main MenuP257 CEEFAX 2 257 Thu 25 Dec 22:34/24 NATIONAL SAVINGS 8/10 Investment Account Rate of return: Under £500, 4.75%; £500+, 5.25%; £2,500+, 5.5%; £10,000+, 6); £25,000+, 6.25%; £50,000+, 6.5%. Rates gross and variable. Tax status: taxable but credited in full without deduction at source. Minimum investment: £20 (larger purchases can bj for any amount). Maximum investment: £100,000 (sole or joint). Source: National Savings Cards YourMonjy Postal Main MenuP257 CEEFAX 2 257 Thu 25 Dec 22:37/27 NATIONAL SAVINGS 9/10 Ordinary Account Rate of return: Standard rate 2.00% a year. Higher rate 3.00%. Tax status: No US income tax on first £70 (£140 joint) of annual interest. Minimum investment: £10. Maximum investment: £10,000. Interest earned for whole calendar months. Interest credited every 31 December. Source: National Savings Cards YourMonjy Postal Main MenuP257 CEEFAX 2 257 Thu 25 Dec 22:41/00 NATIONAL SAVINGS 10/10 Premium Bonds Rate of return: Prize fund 5% a year. Tax status: Prizes are tax-free. Minimum investment: £100. Maximum investment: £20,000. Terms: Open to individuals over 16. For those undjt 16, parents, guardians or grandparents may purchase bonds. Over 350,000 prizes each month. Top monthly prize of £1m. Bonds eligible for prize draws one clear month after purchase. Source: National Savings Cards YourMonjy Postal Main Menu