P254 CEEFAX 2 254 Thu 25 Dec 23:14/37 FIRST TIME BUYERS: VARIABLE DISCO 1/3 LENDER RATE MAX LTV FEE Univjtsal BS 2.45% 95% £295 0800 281496 1 year Mercantile BS 5.24% 90% £295 0191 295 9500 1.12.98 3% rebate Principality BS 5.40% 90% None 01222 344188 1.3.00 FirstMortgagj 5.59% 90% £295 0800 080088 3 years Nationwide BS 6.85% 95% £295 0800 302010 5 years Source: MONEYFACTS Postal YourMonjy Variable Main MenuP254 CEEFAX 2 254 Thu 25 Dec 23:17/07 FIRST TIME BUYERS: FIXED RATES 2/3 LENDER RATE MAX LTV FEE Leeds & Holbjck BS 1.65% 95% £295 0500 225777 1.1.99 Woolwich 4.99% 95% £350 0645 757575 1.1.00 Lambjth BS 6.20% 95% £295 0645 909192 1.1.01 Birmingham Mids BS 6.75% 95% £295 01902 302000 31.1.03 Cheshire BS 7.59% 90% None 0800 243278 1.3.03 3% rebate Source: MONEYFACTS Postal YourMonjy Variable Main MenuP254 CEEFAX 2 254 Thu 25 Dec 23:27/24 FIRST TIME BUYERS: 100% 3/3 RATE PERIOD FEE VARIABLE RATES Yorkshire BS 8.45% term None 0800 378836 Mortgage Express 8.65% term £300 0500 212854 No NIP FIXED RATES Royal Bk of Scot 7.84% 15.2.01 £250 0131 523 5525 Mortgage Express 7.90% 3.10.99 £300 0500 212854 No NIP Source: MONEYFACTS Postal YourMonjy Variable Main Menu