P257 CEEFAX 2 257 Wed 05 Jan 21:41/11 NATIONAL SAVINGS 1/10 16th Index-Linked Savings Certificates Rate of return: Index-linking plus guaranteed extra interest of 1.80% a year, compound when held for five years Tax status: free from income tax and capital gains tax. Minimum investment: £100 (larger purchases can bj for any amount). Maximum investment: £10,000. No upper limit for reinvesting matured certificates. Source: National Savings Cards YourMonjy Postal Main MunuP257 CEEFAX 2 257 Wed 05 Jan 21:38/26 NATIONAL SAVINGS 2/10 53rd Issue Savings Certificates Rate of return: 4.30% a year compound, gubranteed when held for five years (General Extension Rate for matured certificates currently 2.58%). Tax status: free from income tax and capital gains tax. Minimum investment: £100 (larger purchases can bj for any amount). Maximum investment: £10,000. No upper limit for reinvesting matured certificates. Source: National Savings Cards YourMonjy Postal Main MenuP257 CEEFAX 2 257 Wed 05 Jan 21:30/14 NATIONAL SAVINGS 3/10 Children's Bonus Bonds Issue Q Rate of return: 5.50% a year compound, guaranteed when held for five years. Further guaranteed returns notified before each following 5th anniversary. (No more returns after holder is 21). Tax status: free from income tax and capital gains tax. Minimum investment: £25 (then in units of £25). Maximum investment: £1,000 (in addition to holdings of any earlier issues). Source: National Savings Cards YourMonjy Postal Main MenuP257 CEEFAX 2 257 Wed 05 Jan 21:45/05 NATIONAL SAVINGS 4/10 First Option Bonds Rate of return: 4.90% gross guaranteed to first anniversary. £20k plus can earn additional 0.25% gross (0.2% net). Further guaranteed rates notified annually. Tax status: Basic rate tax is deducted at source. Minimum investment: £1,000 (larger purchases can bj for any amount). Maximum investment: £250,000 (sole or joint). Source: National Savings Cards YourMonjy Postal Main MenuP257 CEEFAX 2 257 Wed 05 Jan 21:44/22 NATIONAL SAVINGS 5/10 Income Bonds Rate of return: Under £25,000, 5.45% a year gross. Over £25,000, 5.70% a year gross. Rates are variable. Interest paid monthly. Tax status: taxable but credited in full without deduction at source. Minimum investment: £500 (£500 for further purchases). Maximum investment: £1m (sole or joint). For individuals; two people jointly; trustees for one or two people. Source: National Savings Cards YourMonjy Postal Main MenuP257 CEEFAX 2 257 Wed 05 Jan 21:41/36 NATIONAL SAVINGS 6/10 Pensioners Bonds Series 13 Rate of return: 5.85% a year gross fixed for first 5 years. Paid monthly. Tax status: taxable but credited in full without deduction at source. Minimum investment: £500 (larger purchases can bj for any amount). Maximum investment: £1m single or joint. For those aged 60 and over and trustees for one or two individuals over 60. Source: National Savings Cards YourMonjy Postal Main MenuP257 CEEFAX 2 257 Wed 05 Jan 21:52/21 NATIONAL SAVINGS 7/10 Capital Bonds Series T Rate of return: 6.00% gross a year compound, guaranteed when held for five years. Tax status: taxable but credited in full without deduction at source. Minimum investment: £100 (larger purchases can bj for any amount). Maximum investment: £250,000 - applies to total holdings from Series B onwards For individuals; two people jointly; trustees for one or two people. Source: National Savings Cards YourMonjy Postal Main MenuP257 CEEFAX 2 257 Wed 05 Jan 21:54/19 NATIONAL SAVINGS 8/10 Investment Account Rate of return: Under £500, 3.80%; £500+, 3.95%; £2,500+, 4.05%; £5,000+, 4.15%; £10,000+, 4.35%; £25,000+, 4.60%; £50,000+, 5.10%. Rates gross and variable. Tax status: Taxable but credited in full without deduction at source. Minimum investment: £20 (larger purchases can bj for any amount). Maximum investment: £100,000 (sole or joint). Source: National Savings Cards YourMonjy Postal Main MenuP257 CEEFAX 2 257 Wed 05 Jan 21:51/37 NATIONAL SAVINGS 9/10 Ordinary Account Rate of return: Standard rate 1.25% a year. Higher rate 1.35%. Tax status: No UK income tax on first £70 (£140 joint) of annual interest. Minimum investment: £10. Maximum investment: £10,000. Interest earned for whole calendar months. Interest credited every 31 December. Source: National Savings Cards YourMonjy Postal Main MenuP257 CEEFAX 2 257 Wed 05 Jan 21:42/27 NATIONAL SAVINGS 10/10 Premium Bonds Rate of return: Prize fund 3.50%/year. Tax status: Prizes are tax-free. Minimum investment: £100. Maximum investment: £20,000. Terms: Open to individuals over 16. For those under 16, parents, guardians or grandparents may purchase bonds. Over 550,000 prizes each month. Top monthly prize of £1m. Bonds eligible for prize draws one clear month after purchase. Source: National Savings Cards YourMonjy Postal Main Menu