P542 Teletext 542 Dec22 23:22:21 ————————— CREDIT CARD PERKS —————————— With increased competition, even from car firms, credit card promotors are offering more incentives and perks. Most offer travel discounts, accident insurance and Air Miles, incl: AA, Amjx B of Scotland, Barclays, Co-op, Natwest Girobank, Halifax, Midland Ryl B of Scotl, Yorkshire You can get commission free travellers cheques from Standard Chartered but the APR is high, at 29%. ——————————————————————————————————1/5— Credit Cards: Non-travel perks >>> SPLIT INVESTMENT TRjSTS pu43 Advice Savings Property plus IndexP542 Teletext 542 Dec22 23:22:24 ————————— CREDIT CARD PERKS —————————— Non-travel perks include: AA: £400 emjrgjncy credit; free legal advice line Lloyds: discount on SAC mjmbjrship Ulster Bank: discount on Private Patients Plan Girobank: retail discounts ——————————————————————————————————2/5— Credit card donations to charity >>> COPING WITH A XMAS HOME CRISIS p544 Advice Savings Property plus IndexP542 Teletext 542 Dec22 23:24:21 ——————— AFFINITY CREDIT CARDS ————————— Affinity Credit Cards make a donation to the charity or arts organisation of your choice. But you can pay more APR for your generosity. Check first! Midland Bank: Arts Card, National Trust or Carecard charities Co-op Bank: Amnesty, Labour LibDems,Help the Aged, RSPB Bank of Scotland: NSPCC Other charities and educational assoc. may bj available on request. ——————————————————————————————————3/5— Store Credit Card Perks >>> ALL THE LATEST MONEY NEWS p:41 Advice Savings Property plus IndexP542 Teletext 542 Dec22 23:23:20 —————————— STORECARD PERKS ——————————— Storecards offer some discounts, as can bj expected, but promotional evenings and fashion shows are also popular at: Fortnum & Mason Laura Ashley Marks & Spencer Selfridges (Gold) But be careful. The APR on storecards runs the range from 19.5% (John Lewis) to as high as 36% (River Island)! ——————————————————————————————————4/5— The latest personal finance news p541 AT HOME WITH A XMAS CRISIS p:44 Advice Savings Property plus IndexP542 Teletext 542 Dec22 23:33:22 ADVERTISEMENT NATIONAL SAVINGS >>>> WITH N&P'S VISA PHOTOCARD - THE ONLY ONE AVAILABLE NATIONALLY. CALL FOR INFORMATION ON Written quotations avail. on request. Minimum age 18 years. NATIONAL AND PROVINCIAL BUILDING SOCIETY Advice Savings Property plus Index