P545 Teletext 545 Dec22 23:24:31 ]] ——————— SHORT TERM FIXED RATES ———————— LENDER RATE TERM LOAN FEE All&Ljics 4.99% for 1 year 95% 0.5% Coventry 5.45% to 1.1.97 70% £225 NorthRock 5.25% to 1.1.96 95% £225 Citibank 3.95% to Jan 95 95% £195 Some will only lend in their area. Source: MONEYFACTS, The Monthly Guide to Investment and Mortgage Rates. ——————————————————————————————————1/10— Long term fixed rate mortgages >>>> NEED HELP TO CHOOSE THE RIGHT MORTGAGE JOHN CHARCOL 071 611-7000 Savings Money News Tax IndexP545 Teletext 545 Dec22 23:22:42 ] ————— LONG TERM FIXED RATES ——————————— MAX LENDER RATE TERM LOAN FEE NorthRock 6.30% to 1.1.98 95% £275 Woolwich 6.95% for 5 years 95% £295 CapitalHL 6.85% to 1.3.99 95% £295 RzlBkScot 7.49% to 1.2.00 80% £250 Some will only lend in their area. Source: MONEYFACTS, The Monthly Gujdj to Investment and Mortgage Rates. ——————————————————————————————————2/10— First time buzjr fixed rates >>>> THE EASIEST WAY TO FIND THE BRAND NEW HOME YOU'RE LOOKING FOR p370 ITV Savings Money News Tax IndexP545 Teletext 545 Dec22 23:32:21 ]] ———— FIRST TIME BUYER FIXED RATES ————— MAX LENDER RATE TERM LOAN FEE Britannia 4.80% to 1.1.95 90% £100 Newcastle 3.90% to 30.9.94 95% £150 Coventry 5.90% to 1.1.97 95% £225 North Rock 4.99% to 1.1.96 95% £100 Some will only lend in their area. Source: MONEYFACTS, The Monthly Gujdj to Investment and Mortgage Rates. ——————————————————————————————————3/10— First time buzjrs discounts >>>> HOW ARE YOUR SHARES DOING? p510 Savings Money News Tax IndexP545 Teletext 545 Dec22 23:22:18 ] ————— FIRST TIME BUYER DISCOUNTS —————— MAX LENDER RATE TERM LOAN FEE North Rock 4.65% to 1.1.95 90% £125 Chelt&Glos 3.64% to 30.6.94 90% £50 Coventry 3.99% to 31.3.95 95% None Scarboro' 4.99% for 1 year 90% £90 Some will only lend in their area. Source: MONEYFACTS, The Monthly Gujdj to Investment and Mortgage Rates. ——————————————————————————————————4/10— Second-time buzjrs discounts >>>> WHAT'S ON FAMILY FINANCE TODAY? p540 Savings Money News Tax IndexP545 Teletext 545 Dec22 23:22:21 ————— SECOND TIME BUYER DISCOUNTS ————— MAX LENDER RATE TERM LOAN FEE Britannia 3.73% to 1.12.94 70% £50 Coventry 3.99% to 31.3.95 90% no fee NorthRock 3.65% to 1.1.95 75% £125 Nat.Count. 3.24% to 1.6.94 50% £100 Some will only lend in their area. Source: MONEYFACTS, The Monthly Guide to Investment and Mortgage Rates. ——————————————————————————————————5/10— Second-time buzjrs discounts >>>> WHAT'S ON FAMILY FINANCE TODAY? p540 Savings Money News Tax IndexP545 Teletext 545 Dec22 23:23:46 —————— REMORTGAGES:DISCOUNT RATES ————— MAX LENDER RATE TERM LOAN FEE All&Ljics 4.64% for 1 year 70% None Nat Count 3.99% to 1.6.94 95% £100 Greenwich 3.99% for 1 year 85% £60 NorthRock 3.65% to 1.1.95 75% £125 Some will only lend in their area. Source: MONEYFACTS, The Monthly Guide to Investment and Mortgage Rates. ——————————————————————————————————6/10— General Capped rate mortgages >>>> YOUR BEST MOVE IS TO A BRAND NEW HOME - SEE p370 (ITV) Savings Money News Tax IndexP545 Teletext 545 Dec22 23:23:21 ——————— GENERAL CAPPED RATES —————————— MAX LENDER RATE TERM LOAN FEE BankxIre 3.75% to 1.3.95 75% £280 Barclays 6.50% to 31.1.96 90% £300 Brit&West u.90% for 2 years 80% £275 TUB 7.25% to 28.2.99 95% £250 Some will only lend in their area. Source: MONEYFACTS, The Monthly Guide to Investment and Mortgage Rates. ——————————————————————————————————7/10— 100% mortgages for all >>>> HALIFAX HOUSE PRICE INDEX FOLLOWS>> Savings Money News Tax IndexP545 Teletext 545 Dec22 23:23:17 ADVERTISEMENT ] * * Savings Money News Tax IndexP545 Teletext 545 Dec22 23:31:22 ]] ——————————— 100% MORTGAGES ———————————— First (imj Buzjrs LENDER RATE MAX LOAN RBxScot 7.99% £100,000 Great Britain TUB 7.64% £50,000 Scotland only Hoojbuzjrs in general LENDER RATE MAX LOAN BxScot 8.14% £60,000 Scotland only N&P 8.14% £75,000 Great Britain Source: MONEYFACTS, The Monthly Guide to Investment and Mortgage Rates. ——————————————————————————————————9/10— Mortgage pages updated every Thursday FOR PROPERTY INFORMATION & PRICES IN YOUR REGION TURN TO PAGE 370 (ITV) Savings Money News Tax IndexP545 Teletext 545 Dec22 23:24:17 ]] ———— HALIFAX HOjSE PRICE INDEX ———————— MONTH INDEX Nth/Chm Yr/Chm AV.PRICE Nov:2 200.4r 0.2%r -7.9% £61,879 Dec92 199.0 -0#7%r -7.8% £61,169 Jan:3 198.4 -0.3% -7.7% £60,471 Feb:3 198.0 -p.2% -7.2% £v0,196 Mar93 200.7 1.4% -5.2% £61,510 Apr93 204.1 1.7 -2.3% £63,144 May:3 201.6 -1.2% -3.3% £v2,744 Jun:3 199.3 -1.1% -4.5% £62,440 Jul93 201.1 0.9% -3.3% £62,928 Aug:3 202.6 0.7% -2.3% £63,111 Sip:3 203.3 0.4% 1.0% £63,214 Oct93 20s.1r -0#1%r 1.5% £v2,771 Nov:3 203.6 0.2% 1.5% £62,10/10 ——————————————————————————————————————— NEED HELP TO CHOOSE THE RIGHT MORTGAGE? JOHN CHARCOL 071 611-7000 Savings Money News Tax Index