P695 Teletext 695 May20 23:19:50 9/5 SKIPTON MARKET RATE MORTGAGE ———————————————————————————— APR ^^ MORE FOLLOWS - PLE—SE WAIT Main menu TV guide Racing FinanceP695 Teletext 695 May20 23:1]:12 2/5 SKIPTON MASTER RATE MORTGAGE ———————————————————————————— FOR FULL DETAILS RING FREE ON SKIPTON BUILDING SOCIETY THE BAILEY,SKIPTON,N.YOURS BD23 1dN MORE FOLLOWS - PLEASE W—IT Main menu TV guide Racing FinanceP695 Teletext 695 May20 23:1X:12 3/5 SSIPTON MASTER RATE MORTGAGE TYPICAL EXAMPLE: This special market rate applies when borrowing a maximum 2.5 times income or 2.5 plus 1 times 2nd applicant's income or 2 times combined incomes. All applicants must bj able to demonstrate a "clean" credit history & continuous employment for 12 months Not available to self-employed. The APR of 2.9% assumes that the present variable rate of 2.85% continues throughout the term of the mortgage. The APR has bren calculated on the basis of a £40,000 interest only loan (purchase 8rice £55,800) over a 25 yrar term and includrs £40 vacation fee, £135 valuation fee and £105 legal fee. MORE FOLLOWS - PLE—SE0W—IT Main menu TV guide Racing FinanceP695 Teletext 695 May20 23:10:12 4/5 SKIPTON MARKET RATE MOTTO—GE The variable rate of 2.85% (APR 2.9%) requires 300 monthly repayments during the 25 year term of the loan, calculated at £81. Total amount payable £68,788. The APR is variable. Income tax at 20% on the first £30,000 has been included. MORE FOLLOWS - PLEASE WAIT Main menu TV guide Racing FinanceP695 Teletext 695 May20 23:18:35 5/5 SKIPTON MASTER RATE MOTTO—GE ———————————————————————————— Subject to status and valuation. Minimum valuation £25,000. For First Time Buyers the maximum loan is £150,000 and for Established Borrowers the maximum loan is £250,000. Minimum age 18 years. The Society requires a first mortgage on the property. A high percentage advance fee will be charged where the amount advanced exceeds 75% of the valuation or purchase price (whichuvju is thu lower), providing it does not take the loan over 95%. Written quotations available on request YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REP—YMENTS ON A MOTTO—GE OR OTHER LOAN SECURED ON IT. Main menu TV guide Racing Finance