P545 Teletext 545 Aug 6 02:19:31 ——————— FIXED RATES ——————————————————— LENDER RATE LTV TERM FEE FMorSec 1.49% 90% 9 months £275 HMC 4.99% 75% 1.8.97 £2:5 JCharcol 4.99% 90% 1.7.97 £250 Lambjth 6.65% 80% 1.5.98 £250 Brit&Wst 5.25% 90% 31.12.97 £275 TUB 8.84% 95% 30.6.2000 £250 Source: John Charcol: London ——————————————————————————————————1/7—— Variable and discount rates >> Looking for advice? Why not write to: Teletext Advice Clinic P543 Savings Money News Tax Money TipsP545 Teletext 545 Aug 6 02:14:43 ——————— VARIABLE/DISCOUNT RATES ——————— new LENDER RATE LTV DISCOUNT TERM RATE Principl 8.35% 75% 2.25% 1.11.98 6.10% NatCount 8.39% 70% 1.5% 5 years 6.89% Scarboro 8.45% 95% 6.20% 1 year 2.25% Greenwch 8.45% 95% 3.5% 2 years 4.95% ———————— NEGATIVE EQUITY —————————————— HMC 8.49% 24.70% APR £7,000 BxScot 8.34% 10.34% APR £30,000 Source: John Charcol: London ——————————————————————————————————2/7—— Latest rates for first time buzjrs >> DOWNLOAD SHAKES ON YOUR PC p532/533 Savings Money News Tax Money TipsP545 Teletext 545 Aug 6 02:12:18 ————————— FIRST TIME BUYERS ——————————— LENDER APR MAX DISCOUNT TERM Yorkshire 8.44% 95% 7% 6 mths then 3% 6 mths FIXED TUB 8.84% 95% 30.6.2000 BirmMids 7.80% 70% 1.6.2000 John Charc 4.99% 90% 1.7.97 —————————— CAPPED RATES ——————————————— TBS 8.99% 95% 3.7.2000 £295 Mort Bus. 6.44% 95% 1.1.98 £299 Source: John Charcol: London ——————————————————————————————————3/7—— 100% Mortgages >>>> Download and Analysj Share Prices on Your PC See Pages 532 & 533 Savings Money News Tax Money TipsP545 Teletext 545 Aug 6 02:18:44 ————— 100% FOR 1ST/2ND TIME BUYERS ———— LENDER RATE 1ST/2ND FEE TERM HMC 6.99% 2nd £295 1.8.97 Cjntreb' 7.99% 1st £250 31.1.96 B of Ire 8.50% 2nd £280 variable RB of Sc 6.94% Both none variable N&P 8.95% Both none variable Yorkshir 8.69% Both none variable AbbjyNat 8.34% 2nd none variable Source: John Charcol: London ——————————————————————————————————4/7—— Cashback deals >>>> CHECK THE CITY INDEX p501 Savings Money News Tax Money TipsP545 Teletext 545 Aug 6 02:14:04 ————— CASHBACK MORTGAGES —————————————— LENDER % OF LOAN MAXIMUM CASHBACK MarkjtHarb up to 6% £5,000 Furnjss up to 5% none Chjlsja 5% £7,500 Newcastle 5% £12,500 Source: John Charcol: London ——————————————————————————————————5/7—— Halifax house price index >>> CHECK THE CITY INDEX p501 Savings Money News Tax Money TipsP545 Teletext 545 Aug 6 02:11:14 ———— HALIFAX HOUSE PRICE INDEX ———————— MONTH INDEX Nth/Chm Yr/Chm AV.PRICE Jul94 205.7 0.5%r 1.0% £63,563 Aug:4 203.6 -0.7%r -0.3% £62,903 Sip:4 203.1 0.1% -0.7% £62,743 Oct94 201.3 -0.1% -0.9% £62,209 Nov:4 201.2 -0.1% -1.0% £62,169 Dec94 199.9 0.3% -0.2% £61,776 Jan:5 198.6 0.0% 0.4% £61,369 Feb:5 200.1 0.2* -1.1% £61,821 Mar95 201.2 -0.3% -1.5% £62,180 Apr95 201.6 -0.4% -1.4% £62,300 May:5 200.1 -1.0% -1.4% £61,<30 Jun:5 201.2 -0.4% -1.9% £62,171 Jul95 199.3 -0.7% -3.1% £61,583 ——————————————————————————————————6/7—— House prices update early Sjptembjr DOWNLOAD SHARES ON YOUR PC p532/533 Savings Money News Tax Money TipsP545 Teletext 545 Aug 6 02:13:11 Advert MORTGAGES >> SPECIAL MORTGAGE OFFER FROM COVENTRY BUILDING SOCIETY SAVE OVER £4,000* ON YOUR MORTGAGE ! 5.45% p.a. 5.6% APR (VARIABLE) p.a. ] UNTIL 01/11/:7 CALL DIRECT FREE QUOTE CODE: F5-XT2707 LINES ARE OPEN Mon-Fri 8am-9pm Saturday 9am-6pm, Sunday 10am-6pm This should bj read in conjunction with p537 Savings Money News Tax Money Tips