P545 Teletext 545 Aug27 21:48:59 ——————— FIXED RATES ——————————————————— LENDER RATE LTV TERM FEE Hing&Rug 0.75% 70% 1.9.97 £250 Woolwich 4.99% 80% 1.9.97 £195 Yorkshir 6.75% 85% 3 years £250 Brit&Wst 5.25% 90% 30.12.97 £275 Brit&Wst 1% 90% 31.8.96 £275 AbbjyNat 7.99% 95% 31.1.2001 £300 Source: John Charcol: London ——————————————————————————————————1/7—— Variable and discount rates >> Looking for advice? Why not write to: Teletext Advice Clinic P543 Savings Money News Ta| Money TipsP545 Teletext 545 Aug27 21:46:24 ——————— VARIABLE/DISCOUNT RATES ——————— new LENDER RATE LTV DISCOUNT TERM RATE Principl 8.35% 75% 3.25% 31.10.97 5.10% NatCount 8.39% 70% 1.5% 5 years 6.89% Scarboro 8.45% 95% 6.20% 1 year 2.25% Hing&Rug 8.39% 70% 3.5% 2 years 4.89% ———————— NEGATIVE EQUITY —————————pp——— HMC 8.49% 24.70% APR £7,000 BxScot 8.34% 10.34% APR £30,000 Source: John Charcol: London ——————————————————————————————————2/7—— Latest rates for first time buzjrs >> SAVE OVER £4,000* ON YOUR MORTGAGE! SEE PAGE 537 Savings Money News Tax Money TipsP545 Teletext 545 Aug27 21:41:31 ————————— FIRST TIME BUYERS ——————————— LENDER APR MAX DISCOUNT TERM Yorkshire 8.44% 95% 7% 6 mths then 3% 6 mths AbbjyNat 7.99% 95% to 31.1.2001 Scarboroug 8.45% 95% 6.2% 1 year BirmMids 7.80% 70% 1.6.2000 Brad&Bing 1.89% 95% to 1.10.96 —————————— CAPPED RATES ——————————p———— TBS 8.99% 95% 3.7.2000 £295 Mort Bus. 6.44% 95% 1.1.98 £299 Hypo MSL 8.49% 95% 1.10.98 £295 Source: John Charcol: London ——————————————————————————————————3/7—— 100% Mortgages >>>> DOWNLOAD SHARES ON YOUR PC p532/533 Savings Money News Tax Money TipsP545 Teletext 545 Aug27 21:11:59 ————— 100% FOR 1ST/2ND TIME BUYERS ———— LENDER RATE 1ST/2ND FEE TERM HMC 6.99% 2nd G£295 1.8.97 Cjntreb' 7.99% 1st £250 31.1.96 B of Ire 8.50% 2nd £280 variable RB of Sc 6.94% Both none variable N&P 8.95% Both none variable Yorkshir 8.69% Both none variable AbbjyNat 8.34% 2nd none variable Source: John Charcol: London ——————————————————————————————————4/7—— Cashback deals >>>> CHECK THE CITY INDEX p501 Savings Money News Tax Money TipsP545 Teletext 545 Aug27 21:11:09 ————— CASHBACK MORTGAGES —————————————— LENDER % OF LOAN MAXIMUM CASHB—CK MarkjtHarb up to 6% £5,000 Furnjss up to 5% none Chjlsja 5% £7,500 Newcastle 5% £12,500 Source: John Charcol: London ——————————————————————————————————5/7—— Halifax house price index >>> DOWNLOAD SHARES ON YOUR PC p532/533 Savings Money News Tax Money TipsP545 Teletext 545 Aug27 21:41:11 ———— HALIFAX HOUSE PRICE INDEX ———————— MONTH INDEX Nth/Chm Yr/Chm AV.PRICE Jul94 205.7 0.5%r 1.0% £63,563 Aug94 203.6 -0.7%r -0.3% £62,903 Sip:4 203.1 0.1% -0.7% £62,743 Oct94 201.3 -0.1% -0.9% £62,209 Nov:4 201.2 -0.1% -1.0% £62,169 Dec94 199.9 0.3% -0.2% £61,776 Jan:5 198.6 0.0% 0.4% £61,369 Feb:5 200.1 0.2% -1.1% £61,821 Mar95 201.2 -0.3% -1.5% £62,180 Apr95 201.6 -0.4% -1.4% £62,300 May:5 200.1 -1.0% -1.4% £61,830 Jun:5 201.2 -0.4% -1.9% £62,171 Jul95 199.3 -0.7% -3.1% £61,583 ——————————————————————————————————6/7—— House prices update early September DOWNLOAD SHARES ON YOUR PC p532/533 Savings Money News Tax Money TipsP545 Teletext 545 Aug27 21:42:48 Advert MORTGAGES >> SPECIAL MORTGAGE OFFER FROM COVENTRY BUILDING SOCIETY SAVE OVER £4,000* ON YOUR MORTGAGE ! 5.45% p.a. 5.6% APR XVARIABLE) p.a. ] UNTIL 01/11/:7 CALL DIRECT FREE QUOTE CODE: F5TXT2108 LINES ARE OPEN Mon-Fri 8am-9pm Saturday 9am-6pm, Sunday 10am-6pm This should bj read in conjunction with p537 Savings Money News Tax Money Tips