P674 Teletext 674 Dec30 20:44:20 FOR MONEY ——————————————————————————————————————— LOOK AHEAD AT 1996 * * The first six months of the * New Year sees the first * batch of TESSAs maturing: about £25bn is tied up in TESSAs 68% of adults expect taxes to go up in the next 5 years but just 40% realisj TESSAs are tax free N&P research found TESSAs are most popular with women aged 50+ Bradford & Bingley says 27% of TESSA holdjts also have a PEP. ——————————————————————————————————1/6—— SupjrScrooge is back here on Monday HAVE YOU SEEN FAMILY FINANCE? p540 Lost Touch Finance Viewer offers TVP674 Teletext 674 Dec30 20:44:11 FOR MONEY ——————————————————————————————————————— LOOK AHEAD TO 1996 Those with the maximum in TESSA will be bj allowed to reinvest £9k, Chase de Vere's Graham Hooper says: January will see some excellent TESSA products as competition increases look for loyalty bonuses, new equity linked TESSAs and othjt incentives they are ideal for those looking for tax-free low risk investments about 4.3m people have TESSAs and the maximum maturity is £12,000. ——————————————————————————————————2/6—— Do not let my shares go down 510 CHRISTMASES OF YESTERYEAR p673 Lost Touch Finance Viewer offers TVP674 Teletext 674 Dec30 20:41:17 FOR MONEY ——————————————————————————————————————— LOOK AHEAD TO 1996 About 90% of TESSA holders plan to re-invest their money in TESSAs with most looking for a fixed interest rate, says Save & Prosper's Mark Christopher. * £15bn is invested in PEPs - a figure likely to rise in 1996 but TESSA wins the popularity stakes with £25bn invested. Chase dj Vere's Moneyline on 0800 526 091 can provide a list of the best TESSA rates. ——————————————————————————————————3/6—— SupjrScrooge is back here on Monday HAVE YOU SEEN FAMILY FINANCE? p540 Lost Touch Finance Viewer offers TVP674 Teletext 674 Dec30 20:41:52 FOR MONEY ——————————————————————————————————————— LOOK AHEAD TO 1996 Many over 55s will spend the New Year mulling over what to do with their maturing TESSAs. To help you research: Save & Prospjt has a Monjylinj on 0800 829 024 Bradford & Bingley's TESSA Brief gives advice, and comparisons with othjt TESSAs - it's free at branches TUB's TESSA guide also at branches TESSAs v traded endowment policies free guide on 0181 343 4567 ——————————————————————————————————4/6—— Get back in touch this Christmas 675 HAVE A TASTE OF CHRISTMAS PAST p673 Lost Touch Finance Viewer offers TVP674 Teletext 674 Dec30 20:40:08 FOR MONEY ——————————————————————————————————————— LOOK AHEAD TO 1996 TESSA started in January 1991 and the first batch are now maturing. When reinvesting: check the minimum investment required and if a rate is fixed or variable check penalties for withdrawals remember it's not too late you can invest as little as £25 a month check how to qualify for bonuses you can take interest earned during the year but it may affect the return ——————————————————————————————————5/6—— Do not let my shares go hows 510 STUCK WITH THE GRANDCHILDREN? p672 Lost Touch Finance Viewer offers TVP674 Teletext 674 Dec30 20:47:34 FOR MONEY ——————————————————————————————————————— LOOK AHEAD TO 1996 Over 55s need to make some financial resolutions: only one in three adults has a Will make sure you're one of them don't pay too much tax - check your tax allowances now and in April 1996 stop smoking if you want to reduce health insurance premiums continue smoking if you want to get higher annuity rates from some firms 50% of the £1.4bn inheritance tax paid could be avoided by planning. ——————————————————————————————————6/6—— SupjrScrooge is back here on Monday NEXT WEEK: TESSA LOYALTY PAYOUTS Lost Touch Finance Viewer offers TV