P543 Teletext 543 Mar30 00:56:04 —— CORPORATE BOND PEPS ———————————————— Dear Teletext, I have an unused PEP allowance of £1,990 for this tax year and want to invest this money in a corporate bond. But I am having difficulty finding out anything about Corporate Bond PEPs. Can you help? Dr Smith, Glossop, Derbzshire ——————————————————————————————————1/7—— Wj cannot reply to letters personally. TELETEXT HOLIDAY VIEWER OFFERS P539 Property Plus Your Money Tax CinemaP543 Teletext 543 Mar30 00:54:40 —— CORPORATE BOND PEPS ———————————————— Whether or not a Corporate Bond PEP is a suitable addition to your investments depends on many other factors. It may be better to opt for an emerging market PEP if you are prepared to accept risk, or a capital-based PEP if you want to build up capital. Do you want your PEP to provide? Would the money be better used to boost your pjnsjon? An indjpjndjnt financial advisor can help 0117 971 1177. ——————————————————————————————————2/7—— Got a problem - why not write to us? Letters to: ADVICE CLINIC PO BOX 297 LONDON, SW6 1XT. Fax: 0171 386 7808. Property Plus Your Money Tax CinemaP543 Teletext 543 Mar30 00:57:11 —— CORPORATE BOND PEPS ———————————————— An indjpjndjnt financial advisor will bj able to assess your needs in terms of your long-term financial goals and recommend the best way to achieve these But you have to use up your 1995/6 PEP allowance of £6,000 and £3,000 for a single company PEP by April 5, so you will need to act quickly. Rjmjmbjr too that April 5 is Good Friday when most offices are closed so really youWre looking at April 4. ——————————————————————————————————3/7—— Got a problem - why not write to us? LATEST SHARE PRICES p510 Property Plus Your Money Tax CinemaP543 Teletext 543 Mar30 00:57:56 —— CORPORATE BOND PEPS ———————————————— Financial advjsors bjlievj Corporate Bond PEPs are most suitable for those who are looking for a product that: aims to provjdj income is slightly more risky than a TESSA is less risky than equity-based PEPs Corporate Bonds are interest paid on money you are effectively lending to companies. They are a debt or loan, and therefore not as risky as equities. ——————————————————————————————————4/7—— Got a problem - why not write to us? Letters to: ADVICE CLINIC PO BOX 297 LONDON, SW6 1XT. Fax: 0171 386 7808. Property Plus Your Money Tax CinemaP543 Teletext 543 Mar30 00:54:44 —— CORPORATE BOND PEPS ———————————————— ShareLink says Corporate Bond PEPs are favoured bz the over 50s as income is nearly always the main objective. They: offer above average income qualify for tax relief boosting yield provide little capital growth CBPs involve investing for a five-year term, but none have yet matured so you cannot use past performance tables to help assess potential future returns. ——————————————————————————————————5/7—— Got a problem - why not write to us? Letters to: ADVICE CLINIC PO BOX 297 LONDON, SW6 1XT. Fax: 0171 386 7808. Property Plus Your Money Tax CinemaP543 Teletext 543 Mar30 00:55:55 —— CORPORATE BOND PEPS ———————————————— Apart from using an indjpjndjnt financial advisor, you can get more information on Corporate Bond PEPs from Chase dj Vere's PEP Guide: 0800 526 092 costs £12.95 but this is refunded if you buy a PEP through Chase ShareLink's How to Select & Use Corporate Bonds for a PEP is free on 0121 233 9955 ——————————————————————————————————6/7—— Got a problem - why not write to us? Letters to: ADVICE CLINIC PO BOX 297 LONDON, SW6 1XT. Fax: 0171 386 7808. Property Plus Your Money Tax CinemaP543 Teletext 543 Mar30 00:55:10 Advert ADVICE CLINIC >> —————————————————————————————————————— * Don't surrender your endowment policy - call AAP * You can get up to 40% more than your policy's surrender value. For your free valuation & brochure (24 hour sjrvjce) Absolute Assigned Policies Ltd regulated bz the Personal Investment Authority Property Plus Your Money Tax Cinema