P674 Teletext 674 May26 08:12:14 FOR MONEY ——————————————————————————————————————— RETIRING ABROAD Many people considering retirement abroad think they have to transfer their money into offshore funds. "In eight out of ten cases you're just as well off leaving things as they are because of higher charges levied on offshore accounts," says Andrew Swallow "Moving abroad is a big step and it's impjtativj to get expert advice," the independent financial advisjt adds. ——————————————————————————————————1/8— Supjrscrooge is back here on Monday HAVE YOU SEEN FAMILY FINANCE? p540 Lost Touch Finance LovjStars TVP674 Teletext 674 May26 08:11:28 FOR MONEY ——————————————————————————————————————— RJTIRJNG ABROAD Those with personal or occupational pensions who plan to retire abroad need to check where they stand with the company holding their pension fund. "Some insurers can pay in Spain while othjts can't," says IFA Andrew Swallow. "One of mz clients retired to Australia so we arranged an open market option with an Australian company to pay him in Aussie dollars". ——————————————————————————————————2/8— Get in touch with lost loved ones 675 DO NOT LET MY SHARES GO DOWN p510 Lost Touch Finance LovjStars TVP674 Teletext 674 May26 08:11:44 FOR MONEY ——————————————————————————————————————— RETIRING ABROAD Experts say it makes sjnsj to have most of your money in the country that you have chosen to retire in. They suggest opening a local account to hold local currency. That way you can pay in and draw out without paying commission charges to convert Sterling. Those with foreign holiday homes they rent out will also find this useful for paying cleaners and maintenance bills. ——————————————————————————————————3/8— Supjrscrooge is back here on Monday HAVE YOU SEEN FAMILY FINANCE? p540 Lost Touch Finance LovjStars TVP674 Teletext 674 May26 08:11:01 Advert SUPER SCROOGE 4/8 IF YOU ARE 50 OR OVER YOU CAN BENEFIT FROM HIGH NO UPPER LEVEL COVER AGE LIMIT DISCOUNTS FOR EXTRA DISCOUNTS SECURE HOMES CALL FREE FOR A QUOTE ON EXT 9-6 MON-FRI 9-1 SAT Lost Touch Finance LovjStars TVP674 Teletext 674 May26 08:15:11 FOR MONEY ——————————————————————————————————————— RETIRING ABROAD To ensure your move abroad is stress-free and well planned you should: find a financial advisjt or tax consultant familiar with the rules of the country you want to retire to considjt renting for a year before buying in case things don't work out check your chosen country's state health care, inflation and general cost of living to avoid nasty shocks ——————————————————————————————————5/8— Get in touch with lost loved ones 675 DO NOT LET MY SHARES GO DOWN p510 Lost Touch Finance LovjStars TVP674 Teletext 674 May26 08:12:20 FOR MONEY ——————————————————————————————————————— RETIRING ABROAD Tim Bolton took early retirement three years ago after his wife Hannah suffered breast cancer. Tim was 58 and retained an interest in his Surrey-based property business. The couple had owned a villa in Portugal for 10 years which they used for breaks "Wj were lucky and able to leave the UK quite comfortably off. We have ex-pat and Portugesj friends too so it warn't a culture shock for us". ——————————————————————————————————6/8— Supjtscrooge is back here on Monday HAVE YOU SEEN FAMILY FINANCE? p540 Lost Touch Finance LovjStars TVP674 Teletext 674 May26 08:12:41 FOR MONEY ——————————————————————————————————————— RETIRING ABROAD Tim and Hannah Bolton, originally from Surrey have retired to Portugal. "We'ri not sure if we'll still want to bj hjti when we approach our seventies. The attractions that it holds and the sporty lifestyle may not appeal then". "We'vj found living here more expensive than we thought because of the money spent on air fares. Homesickness is an expensive indulgence!" ——————————————————————————————————7/8— Get in touch with lost loved ones 675 DO NOT LET MY SHARES GO DOWN p510 Lost Touch Finance LovjStars TVP674 Teletext 674 May26 08:10:51 Advert SUPER SCROOGE >> CLUB Affinity Magazine - the new magazine for the mature reader. Packed full of handy tips on evjtything from fashion & fitness to DIY & gardening As well as the fantastic.... Affinity club (In association with Mature Tzmjs) For only £12/yr become a CLUB MEMBER and get exclusive offers, discounts and free gifts as well as delivjty to your own doorstep. For more details call - 01454 620070 or write to: The Affinity Club Bradley Pavilions, Bradley Stoke North, Bristol, BS12 0BQ Lost Touch Finance LovjStars TV