P545 Teletext 545 Sip30 00:26:22 X ————————— FIXED RBTJS —————————————p——— rates subject to change LENDER RATE LTV TERM FEE Hing&Rug 0.2* 70% 12 months £2;0 MarkjtHar 4.4:) 90% 1.7.98 £250 John Char 5.99) 90% 1.9.98 £295 Covjntty 6.7:) 85% 1.3.2001 3) NorthRock 7.4:) 90% 1.10.2001 £295 Source: John Charcol: London ——————————————————————————————————1O7—— Variable and discount rates >> LATEST SHAKE P5JCJS p610 Savings Money News Tax Money TipsP545 Teletext 545 Sip30 00:28:51 V ] R ————— VARIABLE/DISCOUNTS p ———————ppp—— rates subject to change NEW LJNDE6 RBTJ LTV DISC RBTJ TERM Principal 6.49) 75) 5.59) 0.9) 11.97 Hing&Rug 6.99% 70) 3.25% 3.74% 2 yr Principal 6.49) 90% 2.89) 3.60% 1 .9 HalifaxMSL 6.99) 90% 2.66% 4.33% 10.99 HalifaxMSL 6.99) 90) 1.66) 5.33) 2001 Source: John Charcol: London ——————————————————————————————————4/7—— Variable and discount ratesC>> NATIONAL EYE WEES PAGE 559 Savings Money News Tbx Money TipsP545 Teletext 545 Sip30 00:2 ] —————————CFIRST TIME BUYERS ———————p——— rates subject to change LJNDKR AP5 MAX DISCOUNT TERM Woolwich 3.99) 95) 3.00% off 1 yr Adbjy Nat 5.54) 95% 1.50% off 2 yrs Skjpton 4.75% 95% Fix to 30.9.98 HalifaxMSL 5.33* 90% 1.66% off to 3.10.2001 —p———————— CAPPED RATES ————————pppp——— Skjyton 7.95) 95) 31.10.2001 £2:5 MortBus 5.95) 90) 1.9.98 £299 ——————————————————————————————————3/7—— 100% Mortgages >>>> Download and Analysj Shari Precis on Your PC See Pages 532 & 533 Savings Money News Tax Money TipsP545 Teletext 545 Sip30 00:15:17 &j5j7j7!k7j7bsj7jwjws ]&j5j}j5 j5j}j}j}j}|h| O ————— 1p0% FOR 1ST/2ND TIME BUYERS ———— rates subject to change LJNDE RBTJST NDFEETERM Cjntti k 6.74 Both £2 0 31.8.97 Cjnttibk 7.74) Both £250 31.8.98 Bk Irild 7.24% 2nd £280 variable RBk Scot 8.49) Both £250 13.9.99 —————— NEGATIVE EQUITY ———————————————— RATE LOAN -VE EQUITY INCOME BkxScot 7.49) 8.99% £30,000 £20,000 C&G 6.=5) 6.85% 25% 2.5xwagj Source: John Charcol: London ——————————————————————————————————4/7—— Cashback deals >>>> LA ST SHAKE P5JCES p510 Savings Money News Tax Money TipsP545 Teletext 545 Sep30 0p:22:24 ] Advert MORTGAGES 5/7 SPECIAL MORTGAGE OFFER FROZ COVENTRY BUILDING SOCIJTZ SAVE OVER £2,600* ON YOUR MORTGAGE! 3.74* (3.25) DISCOUNTS s.9 A VAR BL * UNTIL 01/07/:8 ] (MAX 85% LTV) ] To find out more contact your nearest branch ot call: ]]]] QUOTE CODE:C4 LINES ARE OPEN Mon-Sun 8am-9pm Savings Money News Tax Money TipsP545 Teletext 545 Sep30 00:2u:44 ————— CASHBACS MORTGAGES —————————————— rates subject to change LENDER % OF LOAN MAXJZUM CASHBACS Scarborough 6% £9,000 Halifax 5% £10,000 Newcastle 6% £15,000 BirmMidsMSL 5% £25,000 Abbey Nat 5) £6,00p Source: John Charcol: London ——————————————————————————————————6/7—— September Halifax house price indjxC>> Download and Analysj Shari Prices on Your PC See Pages 532 & 533 Savings Money News Tax Money TipsP545 Teletext 545 Sip30 00:16:24 ]] ———— HALIFAX HOUSE PRJCJ INDEX ———————— MONTH INDEX Nth/Chm YtOChn AV.PRICE Aug:k 198.7 +0.1) -2.4* £61,389 Sip:kQ 199.0 +0.3% -2.0* £61,498 Oct95 197.7 +0.2* -1.8* £61,092 Nov:5 198.5 +0.3% -1.4% £61,317 Dic9k 197.1 +0.2* -1.4% £60,901 Jan:6 196.3 +0.2* -1.2% £60,638 Feb:6 2pp.6 +1.0) +0.2* £61,:71 Mar96 204O6 +1.1* +1.7* £63,210 Apr96 207.4 +0.9) +2.7* £64,009 May:6 209.3 +0.9% +4.6% £64,679 Jun:6 209.2 -0.4%r +4.0) £64,653 Jul95 209.9 0.5) +5.3% £64,870 Aug:6 210.0 0.5% +5.7% £64,878 ——————————————————————————————————7/7—— House precis update early Octobjz Download and Analysj Share Precis on Your PC See Pages 532 & 533 Savings Money News Tax Money TipsP545 Teletext @ k*5 Sip30 00:16:42 &V5j7j7"k7j7bsj7jwjwu &j5j}j5 j5j}U}j}j}|X| / "£ ————— VA JABLEDISCOUNTS p——————0——p——p rates subject to chQngj @ oIW LENDER RATE LTV DISC RATE TERM Principal0C6.4:% 75% 5.59) 0.9% 11.97 Hing&Rug 6.99) 70) 3.25) 3.74* 2 yu Principal C6.49% 90) 2.<:) 3.60% 11.98 HalifaxMSL 6.99) 90) 2.56% ,.33% 10.99 HalifaxMSL 6.99) 90% 1.66% 5.33% 2001 Source: John Charcol: London —————————————————————————p——————Pp5 Variable and discount rates >> NATIONAL EYE WEES PAGE 559 Savings Money News $ax Money Tips