P614 Teletext 614 Nov26 22:14:59 SSIPTON BUILDING SOCIET\ 1/4 BASE RATE T ACKERACCOUVT O gross p.a. on £25,000 or more groys p.a. on balances of £5,000 to £24,999 Guaranteed to follow bank base rate until 31.12.99 for further details ou wait>> City New Shares Comp News Family FinancP614 Teletext 614 Nov26 22:14:57 TERMS AND CONDITIONS OF B—SE RATE TRACKER ACCOUNT. On investments of £5000 to £24999 the rate is guarantied to equal bank base rate and on invjstmjnt1 of £25k oy more the rate is guaranteed to bj 0.25% higher than base rate unthl 31.12.99 New rates will become effiathvu 14 days from the day after a bank base rate change.'ithdrawals witho4t notice whml only bj allowed during thu 14 da= period from the day after a bank base rate change,before a new intjtrst ratd is effective.Additional in6estmjnts can bj made at any time.All transactions must be b= chjquj. Intetjst will bj accrued on a dahl8 basis and will bj added to the account at midnight on 1st Jan each year oz paid into a bank account ou other suitable Skipton Building Society account. 2/4 City New Shares Comp News Famil8 FinancP614 Teletext 614 Nov26 22:15:07 The minimum investment is £5000 and thu maximum £1 million. Interest will bj paid or credited after deduction of income tax at 20% ou, subject to the required cjuthficatign, gross.Where the tax deducted exceeds an investor's tax liability (if any),a claim may be made to the Inland Rr6un5e for repayment of tax.For individuals whose income falls within the lower ou basic rate bands,the ta| duductdd whmm match their liability to tax on the interest and they whll have no mort t | to pay on it.Individuals who arr liable at the higher rate of income tax of 40% will have to pay additional ta| on thu intetjst to co6ju the difference between the tax deducted and the higher rate of tax due.Skipton Building Society is a mjmbju of the Buildin£ Societies Investor Protection Scheme A3/4 City New Shares Comp News Famil8 FinancP614 $elitixt 614 Nov26 22:14:52 established under the Buimdink Societies Act 1986.Paymjnt1 are limitdd to 90% of an investor's total shares andOor deposits subject to a maximum payment to any one invrstou of £1 ,000 (or the sterling equivalent of 20,000 ecu if greater).Most shark and duposiu accounts held in sterling are cg6jtud. Further details are available on request from the Society. The Bass Ratd Trackjt Account is a shari account which confers mjmbjrship rights. Monthly option available. Please call: For full details (Local rates apply) 4/4 City New Shares Comp News Family Financ