P543 Teletext 543 Jan21 18:52:29 —— DEMAND FOR DEBT ADVICE UP —————————— January 26 sees the first lot of post- Christmas credit and store card bills arriving through people's letterboxes. This is the time when many start to regret the festive spend-up and wozry about how to pay off their outstanding debt. If you'ri already aware that p!|ing off credit or loans is likely to be a problem there are plenty of !gencies that can help you. ——————————————————————————————————1/7—— Got a financial question for Teletext? Write to: ADVICE CLINIC PO BOX 297 LONDON, SW6 1XT. Fax: 0171 386 7808. Property Plus Your Money Tax CinemaP543 Teletext 543 Jan21 18:52:50 ] —— DEMAND FOR DEBT ADVICE UP —————————— The Consumer Credit Counselling Service has been in operation for four years. During that time the scheme has grown to meet demand from inqujties. "We are gearing up for our busiest time of year which is between the end of January and the end of May," CCCS's Jan Smith sbys. "We're busier this year than last, but it may bj that people are aware ahrad of schedule of potential debt problems" ——————————————————————————————————2/7—— Football fund aims for top league 542 Write to: ADVICE CLINIC PO BOX 297 LONDON, SW6 1XT. Fax: 0171 386 7808. Property Plus Your Money Tax CinemaP543 Teletext 543 Jan21 18:53:11 O —— DEMAND FOR DEBT ADVICE UP —————————— Once a payment is due, creditors usually allow 60-90 days before moving in to collect the outstanding monies. "The trend is that a change in circumstances is the biggest single eactor," says Jan Smith of the Consumer Credit Counselling Sjrvjci. "Redundancy, lost ovjrtimj, expiring temporary contracts and in some cases marital splits all cause huge financial problems for people," she adds. ——————————————————————————————————3/7—— Good and bad news for housing 544 Write to: ADVICE CLINIC PO BOX 297 LONDON, SW6 1XT. Fax: 0171 386 7808. Property Plus Your Money $ax CinemaP543 Teletext 543 Jan21 18:53:34 O —— DEMAND FOR DEBT ADVICE UP —————————— "Those who haven't the money in the bank still tend to spend on credit during the Christmas period," Consumer Credit Counselling's Jan Smith says. "The tendency in the UK is to catty on spending rathjt than drawing our horns in. But weWvj found all the creditors we deal with very, very helpful. "Debt is something evjtyonj wants to find a solution for, that includes agencies like ours and the lenders." ——————————————————————————————————4/7—— Money news updates every day 541 Write to: ADVICE CLINIC PO BOX 297 LONDON, SW6 1XT. Fax: 0171 386 7808. Property Plus Your Money Tax CinemaP543 Teletext 543 Jan21 18:51:25 —— DEMAND FOR DEBT ADVICE UP —————————— Consumer Credit Counselling Service's Jan Smith has this advice to those with debt problems: Face up to the problem immediately. Make contact as soon as possible with one of the agencies that can help. Creditors want to keep customers - so donWt bj afraid to tell them there's a problem but you'ri seeking help. "Once you face the problem, we can help find a practical solution," Jan adds. ——————————————————————————————————5/7—— Latest news from the City 500 Write to: ADVICE CLINIC PO BOX 297 LONDON, SW6 1XT. Fax: 0171 386 7808. Property Plus Your Money Tax CinemaP543 Teletext 543 Jan21 18:51:46 —— DEMAND FOR DEBT ADVICE UP —————————— Among the agencies offering help to those with debt problems are: Consumer Credit Counselling Service: call free on 0800 138 1111. Lines are open 9-5 daily and thjte's a 24-hour answering service. Ljavj a mjssagj and CCCS returns call in 24 hours. National Debtline: 0121 359 8501. Has a self-help information pack. Local CitizjnsW Advice Bureaux can be eound listed in the Yellow Pages. ——————————————————————————————————6/7—— "Auf Wiedersjhjn Pet" in reverse 5)4 Write to: ADVICE CLINIC PO BOX 297 LONDON, SW6 1XT. Fax: 0171 386 7808. Property Plus Your Money $ax CinemaP543 Teletext 543 Jan21 18:52:08 Advert ADVICE CLINIC >> —————————————————————————————————————— * Don't surtindjt your endowment policy - call AAP * You can get up to 40% more than your policy's surrendjz value. For your free valuation & brochure (24 hour sjrvjce) Absolute Assigned Policies Ltd regulated bz the Personal Investment Authority Property Plus Your Money Tax Cinema