P542 Teletext 542 Feb 8 22:04:14 ——— UNBOTTLJ YOUR PEP ———————————————— More money is pumped into personal equity plans each year than is spent on wine! "Some wines go with certain meals and different PEPs are djsjgnjd for individual financial needs," says Fiona Price, an indjpjndjnt financial advjsjr "Store a PEP five years for improved elavour and performance, close it early could leave a bitter charges aftertaste ——————————————————————————————————1/7—— By Lornj Spices I.T.JOBS? - CONTRACT OR PERMANENT SEE PAGE 631 Advice Savings Property SharesP542 Teletext 542 Feb 8 23:07:16 ——— UNBOTTLE YOUR PEP ———————————————— Eiona Price's Top Ten PEPs are not recommendations on which product to buy, just a guide: Beginner PEP: Eidjlity Wjalthbujldjr is "a simple fund of funds PEP" comparable to an oak-matured Chardonnay. Legal & General's US Index PEP is a tracker fund and a good start for new investors with reasonable charges - it is comparable to a Macon village wine - complements any investment profile! ——————————————————————————————————2/7—— Latest tips and products 541 ANY PURPOSE LOANS - SEE PAGE 627 OR CALL FREE ON 0800 269315 Advice Savings Property SharesP542 Teletext 542 Feb 8 23:05:32 ——— UNBOTTLE YOUR PEP ———————————————— Second-time PEP investors can start to get a bit more adventurous, says Fiona Price. Jupiter, US Growth, European and Income PEP gives a good return for repeat investors, slightly riskier than the bjginnjts' lot but a steady pjrformjt. "It's like a La Chapjlli Hermitage wine - rich and full bodied, but like all PEPs is best laid down for five years or more," she adds. ——————————————————————————————————3/7—— Top up a PEP or wait for 97/98? 543 Download and Analysj Share Price on Your PC See Pages 532 & 533 Advice Savings Property SharesP542 Teletext 542 Feb 8 23:55:22 ——— UNBOTTLE YOUR PEP! ——————————————— Those who need regular money in retirement should look at . Commercial Union's Income Plus . PEP, says Fiona Price adding; "Nurturing this vjnj now will give you a succulent yield with a stronger than average wine!" Henderson Preference and Bond PEP gets runner-up position, "pipped to the post bz a hint of a charges aftertaste", notes Fiona. ——————————————————————————————————4/7—— The pros & cons of PEP mortgages 544 Download and Analysj Shari Price on Your PC See Pages 532 & 533 Advice Savings Property SharesP542 Teletext 542 Feb 8 23:56:13 ——— UNBOTTLE YOUR PEP ———————————————— You can't get more consistent than a trusty Claret or Chablis - theyWri njvjr totally guaranteed, but unlikely to let you down. Just like Johnson Fry'u "Double 7" CHIP PEP - crisp performance undoggjd bz charges like so many 'sjcureW PEPs," advises Fiona Price. Runner-up is Scottish Widows Safety PEP which is "bound to impress those who want a taste of security". ——————————————————————————————————5/7—— Latest tips and products 541 Download and Analysj Share Price on Your PC See Pages 532 & 533 Advice Savings Property SharesP542 Teletext 542 Feb 8 23:56:01 ] V ——— UNBOTTLE YOUR PEP ———————————————— Fiona Price's guide to PEPs, which compares each to a different wine, says Credit Suissj Fellowship is ideal for those seeking an ethical-style PEP - "clean as the skies over Australia's Montana vineyards, you can almost taste the saintliness on your tongue" But a Plonk dj Plonk award goes to the Barclays Unicorn 500 - Growth & Income PEP for "lagging behind the best of the bunch" or "tasting like sour grapes!". ——————————————————————————————————6/7—— PEPping up your allowance 543 Download and Analysj Share Price on Your PC See Pages 532 & 533 Advice Savings Property SharesP542 Teletext 542 Feb 8 23:54:57 Advert YOUR MONEY 7/7 More Cash for your Endowment. READIES & WAITING. isappointed with your surrender vbluj? Wj may offer you much more - up to 35% more. If your 'with profitsW policy is over 5 years old and has a surrender value of at least £2,000. UP TO Phone us for a free, fast and confidential quotation. Lines Open MORE 24 hours a day,7 days a week ] ] POLJCZPLUS INTJRNATJONAL PLC Membjt of the APMM and regulated bz the Personal Investment Authority. If in doubt ask your IFA Advice Savings Property Shares