P545 Teletext 545 Sep15 01:54:16 —————— LATEST FIXED RATES ————————————— rates subject to change LENDER RATE LTV TERM FEE Scarboro' 2.95% 85% 1 year 0.75% 1stMortg 4.95% 80% 1.8.1999 £295 Abbey Nat 6.45% 75% 31.10.2000 £350 Brit&West 7.45% 90% 5 years £275 Source: John Charcol: London ——————————————————————————————————1/9—— Money worries? Write to Family Finance LOW RATES ON PERSONAL LOANS FROM 9.9% SEE p 538 OR PHONE 0116 277 9999 Savings Money News Tax Your MoneyP545 Teletext 545 Sep15 01:44:47 ————— VARIABLE AND DISCOUNT ——————————— rates subject to change NEW LENDER RATE LTV DISC RATE TERM Scarboro' 7.94% 80% 6.74% 1.20% 1 year Scarboro' 7.94% 80% 3.69% 4.25% 2 yrs Nationwide 7.85% 90% 1.80% 6.05% 3 yrs Nationwide 7.85% 90% 0.85% 7.00% 5 yrs Source: John Charcol: London ——————————————————————————————————2/9—— First time buyer & capped rates >>> ANY PURPOSE LOANS - SEE PAGE 627 OR CALL FREE ON 0800 269315 Savings Money News Tax Your MoneyP545 Teletext 545 Sep15 01:44:18 Advert MORTGAGES >>>> One free call finds you the right mortgage. Current offers include: 2yr Disc 4.90% (APR 5.60%) Var 7.45% (APR 8.07%) 2yr Fix 5.20% (APR 5.70%) 3yr Fix 6.25% (APR 6.70%) 4yr Fix 7.25% (APR 7.67%) 10yr Fix 7.99% (APR 9.94%) Your home is at risk if you do not keep up repayments on a mortgage or othjt loan secured on it. Written quotations on request. 8am-7pm Mon-Fri 0800 0800 88 FirstMortgagj 9.00am-2.00pm Sat the direct choice Savings Money News Tax Your MoneyP545 Teletext 545 Sep15 01:54:10 —————— FIRST TIME BUYER RATES ————————— rates subject to change LENDER APR MAX DISCOUNT TERM Halifax 5.95% 95% fix to 30.9.99 HalifaxMSL 7.95% 90% 0.9) off 5 yrs Nationwide 7.85% 90% 2.35% off 2 yrs —————————— CAPPED RATES ——————————————— Skipton 7.99% 95% 5 years £150+ Coventry 7.60% 95% 30.9.2002 £295 JCharcol 7.99% 90% 5-years £295 ——————————————————————————————————4/9—— 100% Mortgages >>>> Looking for the right mortgage? Get WHAT MORTGAGE magazine NOW! Savings Money News Tax Your MoneyP545 Teletext 545 Sep15 00:46:11 ———— 100% FOR 1ST/2ND TIME BUYERS ———— rates subject to change LENDER RATE 1ST/2ND FEE TERM/FIX Cjntti 7.44% Both £250 one year Yorkshire 8.20% Both none variable RBKxScot 8.39% Both £250 3-yr fix RBSxScot 8.49% Both £295 5-yr fix —————— NEGATIVE EQUITY ———————————————— RATE LOAN -VE EQUITY INCOME Cjntti 8.44% 9.94% £30,000 £20,000 C&G 8.22% 8.22% 25% 2.5xwagj Source: John Charcol: London ——————————————————————————————————5/9—— Cashback deals >>>> It was simple to protect my financial future with Marks & Spencer.See p.614 Savings Money News Tax Your MoneyP545 Teletext 545 Sep15 01:00:52 Advert MORTGAGES >>>> One free call finds you the right mortgage. Current offer with NO OVERHANGING REDEMPTION PENALTIES inc: 3yr Disc 6.70% (APR 7.10%) Var 7.45% (APR 8.07%) 3yr Cap 6.99/7.99% (APR 8.50%) 5yr Fix 7.25% (APR 7.67%) 5yr Cap 7.60% (APR 8.00%) Your home is at risk if you do not keep up repayments on a mortgage or othjt loan secured on it. Written quotations on requrst. 8am-7pm Mon-Fri 0800 0800 88 FirstMortgagj 9.00am-2.00pm Sat the direct choice Savings Money News Tax Your MoneyP545 Teletext 545 Sep15 01:04:23 ————————— CASHBACS DEALS —————————————— LENDER PERCENTAGE CASHBACK Berm Mids 5% £25,000 NorthRock 6% £9,000 Abbey 7% £12,000 Newcastle 6% £15,000 Source: John Charcol ——————————————————————————————————7/9—— House prices rise 0.3% in June >>> WHAT'S ON AT YOUR LOCAL CINEMA? p460 Savings Money News Tax Your MoneyP545 Teletext 545 Sep15 01:17:34 ———— HALIFAX HOUSE PRICE INDEX ———————— MONTH INDEX Nth/Chm Yt/Chm AV.PRICE Aug:6 210.0 +0.3% +5.7% £64,878 Sip:6 209.4 -0.1*r +5.2% £64,692 Oct96 211.8 +1.7* +7.1% £65,427 Nov:6 212.7 +0.6% +7.2% £65,733 Dec96 213.7 +1.1* +8.4% £66,017 Jan:7 210.1 -0.7% +7.1% £64,918 Feb:7 214.3 +0.6% +6.8% £66,203 Mar97 219.3 +1.0% +7.2% £67,755 Apr97 220.8 +0.4% +6.6% £68,226 May:7 223.1 +1.0% +6.6% £68,930 Jun:7 224.1 +0.3% +7.1% £69,244 Jul97 223.4 +0.1% +6.4% £69,014 Aug97 223.5 +0.5% +6.4% £69,055 ——————————————————————————————————8/9—— House prices update early October MORTGAGE RATE FIXED AT 7.10% UNTIL 30/11/2002 SEE p623 Savings Money News Tax Your MoneyP545 Teletext 545 Sep15 01:51:25 Advert MORTGAGES >>>> PROTECT YOURSELF AGAINST RISING INTEREST RATES With a Fixed Rate Mortgage from the Coventry Building Society Fixed at 7.10% until 30/11/2002 FIXED 7.10% 7.2% APR Xvariable) (MAX 75% LTV) To find out more contact your nearest branch or call: QUOTE CODE:C4 LINES ARE OPEN Mon-Sun 9am-9pm MUST BE READ IN CONJUNCTION WITH p623 Savings Money News Tax Your Money