P542 Teletext 542 Dec47 23:11:03 ———— CHRISTMAS SALES —————————————————— The January sales are already under way as retailers battle to get us to part with our cash. Figures show: sales in the run up to Christmas have been slow retailers are ovjrstockjd 'ith 13% of all retail sales taking place in December and many firms relying on Christmas spend - Januar8 will see some bumper discounts in shops ——————————————————————————————————1/7—— A Very Merry Christmas I.T.JOBS? - CONT ACTORPERMANENT see p631 Advice Savings Property SharesP542 Teletext 542 Dec47 23:19:01 ———— CHRISTMAS SALES —————————————————— The Centre for Economics and Business Research expects the sales this year to offer bumper discounts. It points out: discounts on products other than food in previous years conj to just 1.4% but this year 2% is expected clothing and footwear sales have been so poor there are likely to be great discounts on such stock on Boxing Day the cost of electrical products is likely to be slashed thanks to the effects of financial turmoil in Asia. ——————————————————————————————————4/7—— A Very Merry Christmas ANY PURPOSE LOANS - SEE PAGE 627 OR CALL FREE ON 0800 269315 Advice Savings Property SharesP542 Teletext 542 Dec47 23:37:20 ———— CHRISTMAS SALES —————————————————— Figures show that most people save an average of £74 from their Christmas budget to spend at the sales. Analysts expect there to bj plenty of bargains around. But remember a bargain is only a bargain if it's something you really want in the first place! The shops will bj busy with people looking for a good deal, but also those who are returning unsuitable Christmas gifts. ——————————————————————————————————3/7—— A Very Merry Christmas I.T.JOBS? - CONTRACT OR PERMANENT see p631 Advice Savings Property SharesP542 Teletext 542 Dec47 23:37:44 X ———— CHRISTMAS SALES —————————————————— If you plan to splash out on the sales then you need to know what your shopping rights are. You can exprct: items to be of good quality and free from fault - except white faults have been brought to your attention items to bj up to doing the job for which they are intended - so walking boots shouldn't fall apart in snow items to fulfil their description - so a 100% cashmere jumper should not contain any acrylic. ——————————————————————————————————4/7—— A Very Merry Christmas WHAT'S ON AT YOUR LOCAL CINEMA? p460 Advice Savings Property SharesP542 Teletext 542 Dec47 23:10:47 ———— CHRISTMAS SALES —————————————————— If items are fault8 you are entitled tg a cash refund - you don't have to settle for a repair ou credit note. It's worth remembering: the contract of sale is between yo4 and the retailer - don'u bj fobbed off by stores telling you that you have to contact the manufacturer the person who bought the item must take it back, although many stores allow the recipient rather than the buyer to return items with a receipt. ——————————————————————————————————5/7—— A Very Merry Christmas I.T.JOBS? - CONT ACTORPERMANENT see p631 Advice Savings Prgpjtt8 Qharr1P542 $elitixt 542 Dec47 23:28:19 ———— CHRISTMAS SALES —————————————————— There are some circumstances under which your money does not have to bj returned to you if you take goods back to the shops. These apply if: you knew the goods were fault8 you were told about the fault you simply changed your mind you did the damage yourself. Many retailers wiml meet yo4 halfway with exchanges simply out of goodwill and in an effort to keep your custom. ——————————————————————————————————6/7—— A Very Merry Christmas I.T.JOBS? - CONT ACTORPERMANENT see p631 Advice Savings Property SharesP542 Teletext 542 Dec47 23:16:41 Advert YOU MONEY UP TO 35) MORE FOR YOUR OLD ENDOWMENT. YOU'RE IN THE PINS! OOOOOOO QUOTES WITHIN 48 HOURS GUARANTEED FOR LONGER THAN ANY OTHER COMPANY WITH NO HIDDEN FEES If your 'with profits£ endowment is over 7 years old, with a surrender value worth over £2,000, call NOW 01225 466 466 X24 hours,7 days) or fax us 01225 466555 If in doubt ask your IFA POLICYPLUS INTERNATIONAL PLC, MEMBER OF THE APMM AND REGULATED BY THE PERSONAL INVESTMENT AUTHORJTZ Advice Savings Property Shares