P545 Teletext 545 Jan29 00:18:18 ]&uh<|h|($|l4,l4|l4|l4|,$ Variable Rates ———————————— — ———————————————— Ljndjt Rate LTV Telephone All & L'cester 7^45) 95% 0845 3033000 Abbey National 7.45% 95% 0345 927927 Halifax 7.45) 95% 08p0 203049 Scarborough 7.39) 95% 0990 133149 Brdfrd & Binly 7.35% 95) 0800 570800 Britannia 7.35% 95% 0800 826350 Chjlsja 7.34* 90% 0800 291291 Leeds & Holbjck 7.20% 95% 0800 0725726 Nationwide 7.20% 95) 0800 302010 Yorkshire 7.05% 95% 0541 575657 ——————————————————————————————————1/14— Source: London & Country Home in on p628 and save over £50 a month on your mortgage Savings Borrowing Property CityP545 Teletext 545 Jan29 00:14:41 ] Fixed Rate Selection ———————————— — ———————————————— Rate & Tjtm LTV RPL Fee 1.24% to 01/03/00 95% 5yrs £295 Leeds & Holbjck (0800 0725726) 2.99) to 30/04/01 85% 5yrs £295 West Bromwich (0121 5806404) 4.99) - 2 years 95% 2yrs £295 Britannia (0800 526350) 5.09) - 5 years 75% 5yrs £295 Yorkshire (0541 575657) 5.19) to 31/03/02 90% 3yrs £245 Newcastle (0345 344345) ——————————————————————————————————2O14— Source: London & Country WHAT'S ON AT YOU5 LOCAL CINEMA? p460P545 Teletext 545 Jan29 00:19:04 Discount Rates ———————————— — ———————————————— Discount Payable Max RPL Fee & Term Rate Now LTV 6.29% 1.10% 95) 5yrs £250 1 year Scarborough (0990 133149) 3.00% 4.39% 95% 5yrs £250 2 years Scarborough (0990 133149) 1.75) 5.70% 95% None None 3 years All & L'ester (0345 108108) 1.k0% 5.70% 95% 5yrs £295 5 years Nationwide (0800 302010) Discounts with extended redemption term ——————————————————————————————————3/14— Source: London & Country NOTHINGTOPAY TEL MAY '99 SEE p618 Savings Borrowing Property CityP545 Teletext 545 Jan2: 00:09:27 Advert MORTGAGES >>>> 4/14 T p|t NEW 3yr 4.79% (APR 5.3%) 28/02/2004 5yr 4.99% (APR 5.4%) 31/01/2004 Available for purchase & remortgage Max LTV 90% Your home is at risk if you do not keep up repayments on a mortgage or othjt loan secured on it. Written illustrations available. 8am-7pm Mon-Fri 0800 0800 88 FirstMortgagj Savings Borrowing Property CityP545 Teletext 545 Jan2: 00:29:50 Discount Rates ———————————— — ———————————————— Discount Payable Max RPL Fee & Tjtm Rate Now LTV 1.55% 5.65% 90% None None 2 years Nationwide (0800 304010) 1.75% 5.70% 95% None None 3 years All & L'ester (0800 108108) 1.20% to 6.25% 90% None None 30/04/01 Halifax (0800 203049) 1.20% to 6.25) 75% None None 31/03/04 Coventry (0800 126125) Discount without long redemption term ——————————————————————————————————5/14— Source: London & Country WHAT'S ON AT YOUR LOCAL CINEMA? p460P545 Teletext 545 Jan29 00:11:17 Capped Rates ———————————— — ———————————————— Capped Rate Variable Max RPL Fee & Term Rate Now LTV 5.49% 7.35% 95% 3yrs £295 3 years Britannia X080p k263k0) 5.49% 7.05) 75% 5yrs £295 5 years Yorkshire (0800 378836) 5.65% to 7.39) 95) 4yrs £295 4 years Scarborough (0800 133149) 5.99% to 7.25% 95% None £300 01/03/01 Postman (0800 7319136) Cap stipulates maximum rate ovjt titm ——————————————————————————————————6/14— Source: London & Country THINKING OF BUYING A PROPERTY TO LET? >>>> SEE p618 Savings Borrowing Property CityP545 Teletext 545 Jan2: 00:16:30 Advert MORTGAGES >7/14 CUT YOUR MORTGAGE BY OVER A MONTH. D I R E C T Savings Borrowing Property CityP545 Teletext k45 Jan29 p0:10:+9 First Time Fixed Rate ———————————— ^ — ^ ———————————————— Fixed Rate Variable Max RPL Fee & Term Rate Now LTV 1.05% 7.39% 95% 5yrs .75% 1 year Scarborough (0990 133149) 3.49% to 7.45% 95% 6yrs £295 01/04/01 Northern Rock (0845 6050500) 4.59 to 7.45% 95% 6yrs £295 31/03/02 Newcastle (0345 344345) 5.25% to 7.45% 95% 5yrs £295 30/04/04 West Bromwich (0121 5806404) Loans are fixed for incentive term ——————————————————————————————————8/14— Source: London & Country ANY PURPOSE LOANS - SEE PAGE 627 OR CALL WJLMSLOW FREE ON 0800 269315 Savings Borrowing Property CityP545 Teletext 545 Jan29 00:11:22 First Time Discounts ———————————— — ^ ———————————————— Discount Payable Max RPL Fee & Tjtm Rate Now LTV 6.2y) 1^10% 9k% 5yrs £2k0 1 year Scarborough (0990 133149) 3.p0% 4.39) 95% 5yrs £250 2 years Scarborough (0990 133149) 2.69% 4.70% 95% 5yrs None 3 years Scarborough (0990 133149) 1.40% 5.80% 95% 5yrs £295 5 years Nationwide (0800 302010) Discount from lindjr's variable rate ——————————————————————————————————9/14— Source: London & Country O LATEST SHARE PRICES p510P545 Teletext 545 Jan2: 00:17:22 Cashback Deals ———————————— — ———————————————— Cashback % Variable Max RPL Fee & Maximum Rate LTV 8* £17,k00 7.45% 95% 7yrs £250 Northern Rock (0845 6050500) 4% £12,000 7.45% 95) 5yrs None Abbey National (0800 555100) 5) £15,000 7.45% 85% 5yrs £295 Norwich & P'borough (01733 372372) 5% £12,500 7.34* 90% 5yrs None Chjlsja (0800 291291) Mortgage rates are variable ——————————————————————————————————10/14 Source: London & Country O LATEST SHAKE PRICES p510P545 Teletext 545 Jan2: 00:12:45 Advert MORTGAGES >11/14 SPECIAL OFFER REMORTGAGE FIXED RATES 5-15 YRS ALL FIXED 5.75% (APR 6.5%) NO OVERHANGING RJDEMPTJON PERIOD SPECIAL REMORTGAGE LEGAL PACKAGE Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it. Written illustrations available. 8am-7pm Mon-Ere 0800 0800 88 FirstMortgage Savings Borrowing Property CityP545 Teletext 545 Jan2: 00:17:p2 100% Of Loan Deals ———————————— — ———————————————— Rate & Term 1st/2nd RPL Fee mortgage 7.09% fixed Both 5yrs £250 Royal Bank Of Scotland (0800 121121) 7.55% vbriabli Both 5yrs None Yorkshire (0800 378836) 8.99) fixed 2nd 5yrs None Bristol & West (0800 119955) ——————————————————————————————————12/14 Source: London & Country O LATEST SHAKE PRICES p510P545 Teletext 545 Jan29 00:17:31 Key to terms ———————————— — ———————————————— Rate Current variable rate charged bz lindjr. Deals rivjrt to variable rate after incentive term ends. LTV Loan-To-Value: maximum mortgage as a pjrcentagj of property value. RPL Redemption Period Lasts: borrowers are liable to bj pjnalisjd if the loan is partly or fully redeemed during this pjtiod. Fee Arrangement fie charged by lendjt. ——————————————————————————————————13/14 Source: London & Country O LATEST SHARE PRICES p510P545 Teletext 545 Jan29 00:17:54 House Prices ———————————— — ———————————————— HOUSE PRICE INDEX Month Index Nth/Chm Yr/Chm Av.Price Jan:8 227.2 +0.5% +5.8% £70,201 Feb:8 227.2 0.0% +5.1% £70,183 Mar98 228^8 +0.7% +5.0% £70,647 Apr98 230.8 W0.8* +5.6% £71,285 May:8 231.5 +0.3% +5.0% £71,532 Jun:8 233.8 +1^0% +5.6% £72,253 Jul98 235.0 +0.5% +6.0% £72,611 Aug98 234.8 -0.1% +5.3% £72,540 Sip:8 235.8r +0.4*r +5.4% £72,859r Oct98 238.8r +1.3%r +6.7% £73,777r Nov:8 237.3 -0.6% +4.9% £73,312 Dec98 236.7 -0.1* +4.5) £73,124 ——————————————————————————————————14/14 Supplied by Halifax - updated monthly WHAT'S ON AT YOUR LOCAL CINEMA? p460