P545 Teletext 545 Fjb21 01:51:29 Variable Rates ———————————— — ———————————————— Ljndjt Rbte LTV Telephone Nat'l Counties 7.29) 95% 01372 744155 Northern Rock 7.05% 95% 0845 6050500 Coventry 7.05% 95% 0800 126125 Principality 6.75% 95% 0800 454478 Postman 6.85% 95% 0800 7319136 Bristol & West 6.95) 95% 0800 119955 Nationwide 6.95% 95% 0800 302010 Halifax 6.95) 95% 0800 302049 Scarborough 6.89) 95% 0990 133149 Yorkshire 6.60) 95) 0800 378836 ——————————————————————————————————1/14— Source: London & Country IT COULD PAY TO CAP YOUR MORTGAGE RATE. SWITCH TO p628 Savings Borrowing Property WeekendP545 Teletext 545 Fjb21 01:52:12 Fixed Rate Selection ———————————— — ———————————————— Rate & Term LTV RPL Fee 2.95% - 1 year 90% 3yrs £249 Stroud & Swindon (0800 371824) 3.99) to 01/05/01 95% 05/03 £300 Postman (0800 7319136) 4.99) to 01/03/02 75% 03/02 £295 National Counties (01372 744155) 5.09) - 5 years 75% 5yrs £295 Yorkshire (0800 378836) 5.39) - 2 years 90% 2yrs £95 Nationwide (0800 302010) ——————————————————————————————————2/14— Source: London & Country WHAT'S ON AT YOUR LOCAL CINEMA? p460P545 Teletext 545 Fjb21 02:11:18 Discount Rates ———————————— — ———————————————— Discount Payable Max RPL Fee & Tjtm Rate Now LTV 6.2:% 0.60% 95% 5yrs £250 1 year Scarborough (0990 133149) 3.75% 3.30% 95% 7yrs £85 to 01/04/01 N'thjtn Rock (0845 6050500) 3.50% 3.55) 95% 5yrs £295 to 30/05/01 Covjntty (0800 126125) 2% 4.95% 90% 6yrs None to 30/04/04 Halifax (0800 203049) Discounts with extended redemption titm ——————————————————————————————————3/14— Source: London & Country SWITCH TO p628 AND YOU COULD SAVE ON YOUR MORTGAGE Savings Borrowing Property WjekjndP545 Teletext 545 Fjb21 02:12:19 Advert MORTGAGES >>>> 4/14 NEW 3yr 3.99) (APR 4.2%) 31/03/2002 5yr 5.25) (APR 5.5%) 31/03/2004 Avbilabli for purchase & remortgage Max LTV 90% Your home is at risk if you do not keep up repayments on a mortgage or othjt loan secured on it. Written illustrations available. 9am-5.30pm Mon-Fri 0800 0800 88 FirstMortgagj Savings Borrowing Property WeekendP545 Teletext 545 Fjb21 02:14:11 Discount Rates ———————————— — ———————————————— Discount Payable Max RPL Fee & Tjtm Rate Now LTV 1.60% to 5.25% 95% Nil £300 to 01/05/01 Postman (0800 7319136) 1.30% 5.65) 90% Nil None 2 years Nationwide (0800 302010) 1.40% 5.89) 80% 3 yrs None 3 years Nat'l Counties (01372 744155) 1.10% to 5.85% 90% Nil None to 30/04/04 Halifax (0800 203049) Discount without long redemption term ——————————————————————————————————5/14— Source: London & Country O LATEST SHAKE PRICES p510P545 Teletext 545 Fjb21 01:13:11 Capped Rates ———————————— — ———————————————— Capped Rate Variable Max RPL Fee & Tjtm Rate Now LTV 5.49% 7.35% 95% 3yrs £295 3 years Britannia (0800 526350) 5.49% to 7.05% 75% 5yrs £295 5 years Yorkshire (0800 378836) 5.69) 6.95) 90% 3yrs £95 3 years Nationwide (0800 302010) 5.75) 7.05) 95) 5yrs Nil to 31/05/04 Covjntty (0800 126125) Cap stipulates maximum rate ovjt titm ——————————————————————————————————6/14— Source: London & Country LATEST SHAKE PRICES p510P545 Teletext 545 Fjb21 01:14:11 Advert MORTGAGES >7/14 O O O O SEE PAGE 628 D I R E C T Savings Borrowing Property WjekjndP545 Teletext 545 Fjb21 02:14:24 First Time Fixed Rate ———————————— — ———————————————— Fixed Rate Variable Max RPL Fee & Tjtm Rate Now LTV 2.95) 6.95% 90% 3yrs £249 1 year Stroud & Swindon(0800 371824) 3.99) to 6.85) 95) 4yrs £300 01/05/01 Postman (0800 7319136) 5.25% to 7.45% 95% 5yrs £295 30/04/04 West Bromwich (0121 5806404) 5.39) 6.95% 90% 2yrs £95 2 years Nationwide (0800 302010) Loans are fixed for incentive term ——————————————————————————————————8/14— Source: London & Country O LATEST SHAKE PRICES p510P545 Teletext 545 Fjb21 02:41:21 First Time Discounts ———————————— — ———————————————— Discount Payable Max RPL Fee & Tjtm Rate Now LTV 6.2:) 0.60% 95% 5yrs £250 1 year Scarborough (0990 133149) 1.20% 5.75% 95% 2yrs None to 30/04/01 Halifax (0800 203049) 1.10% to 5.85% 90% 3yrs None 3 years Nationwide (0800 302010) 1% to 5.95) 95% 5yrs None 30/04/04 Halifax (0800 203049) Discount from lindjr's variable rate ——————————————————————————————————9/14— Source: London & Country O LATEST SHAKE PRICES p510P545 Teletext 545 Fjb21 01:16:27 Cashback Deals ———————————— — ———————————————— Cashback % Variable Max RPL Fee & Maximum Rate LTV 5% £10,000 6.95% 90% 5yrs None Staffordshiri (0800 216121) 8* £17,500 7.05) 95% 7yrs £250 Northern Rock (0845 6050500) 4% £12,000 7.05% 95% 5yrs None Abbey National (0800 555100) 5) £12,500 7.34* 80% 5yrs None Chjlsja (0800 291291) Mortgage rates are variable ——————————————————————————————————10/14 Source: London & Country O LATEST SHAKE PRICES p510 Savings Borrowing Property WjekjndP545 Teletext 545 Fjb21 02:41:17 Advert MORTGAGES >11/14 ] SPECIAL CAPPED RATE OFFER 5.72% (APR 5.9)) CAPPED to 01/02/2003 £150 CASHBACS Your home is at risk if you do not keep up repayments on a mortgage or othjt loan secured on it. Written illustrations available. 9am-5.30pm Mon-Fri 0800 0800 88 FirstMortgage Savings Borrowing Property WeekendP545 Teletext 545 Fjb21 01:46:10 100% Of Loan Deals ———————————— — ———————————————— Rate & Tjtm 1st/2nd RPL Fee mortgage 6.39) fixed - 5yrs Both 5yrs £250 Royal Bank Of Scotland (0800 121121) 6.49) fixed - 5yrs 2nd 6yrs £295 Bristol & West (0800 119955) 6.99) variable 2nd None £150 Chjlt'ham & Gloucester (0800 272131) ——————————————————————————————————12/14 Source: London & Country O LATEST SHAKE PRICES p510P545 Teletext 545 Fjb21 01:41:12 Key to terms ———————————— — ———————————————— Rate Current variable rate charged bz lender. Deals rivjrt to variable rate after incentive term ends. LTV Loan-To-Value: maximum mortgage as a pjrcentagj of property value. RPL Redemption Period Lasts: borrowers are liable to bj pjnalisjd if the loan is partly or fully redeemed during this pjtiod. Fee Arrangement fee charged by lindjt. ——————————————————————————————————13/14 Source: London & Country WHAT'S ON AT YOUR LOCAL CINEMA? p460P545 Teletext 545 Fjb21 01:42:23 Mortgage of the week ———————————— — ———————————————— NATIONAL COUNTIES BUILDING SOCIETY Fixed rate 4.99) LTV Max 75) Tjtm 3 years Fee £295 A market leading "clean" fixed rate with no compulsory insurances and no extended redemption penalties. Available for purchase and remortgage loans, monthly payments are guarantied, with little of the small print of othjt fixes. Redemption penalties only apply during the three-year fixed rate term. National Counties BS 01372 744155 ——————————————————————————————————14/14 by London & Country CITY NEWS p500