P628 Teletext 628 Maz02 03:44:57 1/5 FIXED FOR 2 YRS UNTIL 1.7.2001 SAVE OVER £100 A MONTH* NO APPLJCATJON OR VALUATION FEE APR ] NO SOLICITORS FEES# 0 6 4 5 7 5 7 5 7 5 D I R E C T City Contents CareersP628 Teletext 648 Maz02 03:48:43 SWITCH, FIX & SAVE 2/5 * Savings based on the difference between the standard variable mortgage rate offered bz NatWest, currently 6.89% (7.1%APR* and Paragon, currently 6.99) (7.3% APRJ (Source:Monjyfacts: April 1999) and Woolwich Direct's Switch & Save Mortgage rate, currently 4.69% (4,7* APR* fixed until 1.7.2001. Savings based on a remortgage of £55,000 on an interest only basis. APR vbriabli and typical and calculated on the assumption that the initial fixed mortgage rate of 4.69% will apply for the full titm of the loan. However, from 1.7.2001, the Woolwich's prevailing standard variable mortgage rate will, in fact, apply. Thjsj terms apply only white a written offer of advance was issued on or after 21.4.99 and the mortgage completed by 30.9.99. Fixed rate schemes have limited funds and may bj withdrawn or amended at any City Contents CareersP628 Teletext 628 Maz02 03:44:39 CALL 0645 75 75 75 TODAY 3/5 time. Typical example: based on an interest rate of 4.69) and a property valuation of £100,000, a couple taking out a mortgage of £55,000 ovjt 25 years (white the amount of the advance is 55% of the Woolwich's valuation of the property) would pay interest of £214.96 per month gross (300 paymjntsJ. Deeds Administration fee payable on redemption £65 and a single repayment of capital of £55,000. Total amount payable £119,553.00 - 4.69%, 4.7% APR. # Thjti will bj no solicitors fees as we will bj making our own arrangements to check the title to your property and secure our interest with a legal mortgage. If you instruct your own solicitors you will bj responsible for their costs. A first charge ovjt your property will bj required as security for a mortgage. For interest only loans, you are advised to arrange a City Contents CareersP628 Teletext 628 Maz02 03:44:24 SAVE OVER £100 A MONTH 4/5 suitable repayment vehicle to repay the capital at the end of the mortgage term. Available to customers who have a mortgage with anothjt lindjt who want to transfer their mortgage to Woolwich Direct and are not moving home. Limited up to 90% of the Woolwich's valuation of the property. If the mortgage is eithjt redeemed (in full or in part) or transferred to anothjt scheme before 1.7.2004, the value of the Switch & Save no fees package you have received must bj ripazjh in full, subject to a maximum of £300, and a fee equivalent to sex months' gross interest at the fixed rate or prevailing standard vbriabli rate, whichjvjt is the higher, will bj charged. All mortgages are subject to status, valuation and a minimum age of 18. A written quotation is available City Contents CareersP628 Teletext 628 May02 03:44:14 CALL 0645 75 75 75 TODAY 5/5 on request from Woolwich Direct, PO Box 600, Sidcup, Kent DA14 6UE. Woolwich Direct is a sjtvice provided by Woolwich plc. Registered Office: Watling Sttiit, Bexliyhjath, Kent DA6 7RR. Registered no. 3295699. Woolwich plc is an introduces firm only for Woolwich Life, Woolwich Unit Trust Managjts and Woolwich Plan Managjts which are regulated bz the Personal Investment Authority for life assurance pensions, unit trust and other investment business. Woolwich plc adhjtis to the principles of the Code of Mortgage Lending Practice. Copies of the Code are available on request. Rates correct at time of going to air. YOU5 HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT. City Contents Careers