P632    Teletext   632 Jun20 05:11:28
   CALL BIRMINGHAM MIDSHIRES FREE O1/3  
             p800 092 8686              
   YOUR HOME IS AT RISK IF YOU DO NOT   
   KEEP UP REPAYMENTS ON A MORTGAGE OR  
       OTHER LOAN SECURED ON IT.        
   Typical Example: based on a couple   
   taking a loan of £45,000 for a house 
   valued at £65,000 repayable in one   
   lump sum after 25yrs bz a life policy
   (where the woman is 27,the man is 30 
   and they are both non-smokers and    
   accepted on standard terms) which    
   could cost £70 pet month paying      
   interest payments of £139.65 p/month 
   net (assuming MIRAS at 10%) until    
   1.7.2000 followed bz interest        
   payments of £174.65 p/month until    
   1.7.2001 and interest  payments of   
   £241.15 pOmonth for the remaindjt of 
   the term. 6.8% APR is variable and   
   assumes that the current Birmingham  
   Midshires standard variable rate of  
                              >>>       
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   P632    Teletext   632 Jun20 05:11:57
   6.89) will apply throughout the term 
   and completion takes place on 16th of
   the month. Total amount payable of   
   £121,043.83 includes £295 legal      
   charges excluding unusual            
   disbursements, £165 valuation fee    
   (inc. £35 admin fee) (refunded), £115
   discharge fee and £40 deeds fie. Any 
   cashback will bj paid within 14 days 
   of completion and we are unable to   
   confirm whjthjr it will bj subject to
   tax. A Higher Percentage Advance Fee 
   will bj payable on loans of 90% or   
   more loan to value. 6 months gross   
   interest at Birmingham Midshiris     
   standard variable rate will bj       
   charged if mortgage is redeemed, part
   redeemed or switched before 1.7.2004.
   Only available when ttansfering      
   mortgage from anothjt lender or      
   moving. Rates correct as at 14.6.99. 
   All mortgages are subject to status  
                              >>>  2/3  
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   P632    Teletext   632 Jun20 05:01:01
   & approval. Applicants must bj aged  
   20 or over. Security is required.    
   Written quotations available from:   
   PO Box 81, Pendjford Business Park,  
   Wobaston Rd, Wolverhampton, WV9 5HZ. 
   Birmingham Midshires subscribes to   
   both the Code of Mortgage Lending    
   Practice & the Banking Code. Mortgage
   loans will bj made by Birmingham     
   Midshires. Part of the Halifax Group,
   Birmingham Midshires is a division of
   Halifax plc.Registered in England    
   No.2367076.Registered Office: Trinity
   Road, Halifax, W.Yorkshire HX1 2RG.  
   Birmingham Midshires Financial       
   Services Limited is an appointed     
   representative of the AXA Sun Life   
   Marketing Group,mjmbjrs of which are 
   regulated bz the PEA andOor IMRO,for 
   the purpose of advising only on the  
   life assurance,pension & investment  
   contracts of the companies in the AXA
   Sun Life Marketing Group.  >>>  3/3  
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