P545 Teletext 545 Maz21 02:01:56 ] Variable Q Rates ———————————— — ———————————————— Ljndjt Rate LTV Telephone Egg 6^69% 90) 0845 60002:0 National C'ties 7^19% 80% 01372 744155 Nationwide 7.5:) 95% 0800 302010 Yorkshire 7.5:% :5% 0845 1200100 Newcastle 7.4) 95) 0845 6064488 Postman 7O4:% 95% 0800 7319136 Principality 7^4:% 95% 0800 454478 Covjntty 7.7% 95% 0845 7665542 Halifax 7.74* 95% 0800 203049 Abbey National 7.74% 95% 0800 555100 ——————————————————————————————————1/16— Source: London & Country $ NATIONAL FORECA+T IS NOW ON p253P545 Teletext 545 May11 04:02:27 ] Fixed Rate ]&jjjuj5 z6{5z5v2s{5 Selection ———————————— # — ——————————ppp——p Rate & Term LTV RPL Fji 4.4:% - 1 year 95% 3 yrs £2:5 Sttoud & Swindon (0800 371824) u.7:) - 1/6/02 75% 1/6/02 £2:5 Staffordshiri (0800 216121) v.20% - 31/7/03 90% 31/7/03 £1:5 Detbzshitk (01332 841000) 6.39% - 31/5/05 95% 31/5/05 £495 NatWjst (0800 400999) v.5:% - 10 yrs 75% 10 yrs £2:5 Britannia (0845 842:42:) ——————————————————————————————————2/16— Source: London & Country ANY PURPOSE LOANS - SEE PAGE 627 OR CALL WJLMSLOW FREE ON 0800 269315 Savings Borrowing Property CityP545 Teletext 545 May21 04:02:48 ] Discount ] Rates ———————————— — ———————————————— Discount Payable Max RPL Fji & Tjtm Rate Now LTV 5#30% 2.3}% 95% 5 yrs £1:5 1 }rat Lambjth (0=80 225421) 4.(% 2.94% B75% 5 yrs oonj 1 year Penrith (01768 863675) 3.5% 4.25% <5% 5 |r; £):5 2 y ats Woolwich (0845 66566) 3.4% 4.30) 95% 5 yrs £2:5 2 years Scarborough (08705 133149) Discounts with extended redemption term ——————————————————————————————————3/16— Source: London & Country $ NATIONAL FORECAST IS NOW ON pQ53P545 Teletext 545 Maz11 02:53:29 ] Discount ] Rates ———————————— — ———————————————— Discount Payable Max RPL Fri & Term Rate Now LTV 2.01% 5.4:% 75% Vonj None 1/6/2 Staffordshire (0800 216121) 1.40% 5.7:% 80% 1/4/3 Nonr 1/4/3 National Counties (01372 744155) 1.70) 5.79% 75% 5 yrs None 5 y ats Nottingham 0115 81444) 1.20% 6.k0% :5% None None 4 zjars Coventry (0845 77655 2) Discount without long redemption titm ——————————————————————————————————4/16— Source: London & Country $ NATIONAL FORECAST IS NOW ON p153P545 Teletext 545 May11 01:54:03 ] Capped ] Rates ———————————— — ———————————————— Cap Variable Max RPL Fji & Term Rate Now LTV 6.9:) 7.4:% 80% 30/6/5 £2:5 30/06/05 Skipton (0345 171 777) 6.59% 7^1:% 80% 1/4/03 £350 1/4/03 National Counties (01372 744155) 6.30% 7.7:% 90% 2 yrs £495 01/05/02 Northern Rock (0845 605 0500) 7.5:% 7.74% 95% 4 yrs £299 01/5/04 Birmingham Mids (0800 0928 181) Cap stipulates maximum r1te ovjt tjtm ——————————————————————————————————5/16— Source: London & Country NATIONAL FORECAST IS NOW ON p153P545 Teletext 545 Maz11 02:54:32 ] First Time Fixed Rate ———————————— — ^ ———————————————— Fixed Rate Variable Max RPL Fee & Tjtm Rate Now LTV 4^4:) 7.7) 95) @3yrs £2:k 1 year Stroud & Swindon (0800 371824) 6.39% 7.74% 95% 31/05/05 £4:5 31/5/05 NatWjst (0800 400999) 6.99% 7.74% 97% 30/04/03 None 30/04/03 Halifax (0800 203049) 5.60% 7.29) 90% None None 2 years Nationwide (0800 304010) Loans are fixed for incentive term ——————————————————————————————————6/16— Source: London & Country A u.4:% (7.90%APR*,2 YEAR DISCOUNT, NO TEES, DAILY INTEREST MORTGAGE p626 Savings Borrowing Ptopjtty CityP545 Teletext 545 May11 02:55:06 ] First Time ] Discounts ———————————— — ———————————————— Discount Payable Max RPL Fji & Term Rbte Now LTV 2.00% 5.74% 97% None None 30/09/01 Halifax (0800 203049) 1.2:% 6.00% 95% None £150 5 years Detbyshire (01332 841000) 1.15% 6.10% 95% 5 yrs £295 5 yeats Scarborough (08705 133149) 1.2% 6.5% 95% None None @31/5/0, Covjntty (0845 7665522 Discount from lindjr's vbriabli rate ——————————————————————————————————7/16— Source: London & Country NATIONAL FORECAST IS NOW ON p153P545 Teletext 545 Maz11 02:55:35 Cashback Mortgages ———————————— — ———————————————— Cashback * Variable Max RPL Fji & Maximum Rate LTV 5% None 6./4% 85% 5yrs £29k West Bromwich (0121 5806404) 5% £15,000 7^44% 95% 5yrs £2:5 Norwich & Petetb'ro (01733 362636) 6% None 7.5% 90% 6yrs £195 Woolwich (0845 6066566) 5% None 7.35% :0% 5yrs Vonj Furnjss (0800 373300) ——————————————————————————————————</16— Source: London & Country ] Going Places Late SALE ITV p208P545 Teletext 545 May11 02:;6:06 Advert ] MORTGAGES >>> 9/16 WOULDNWT YOU LIKE TO LEA NHOWTO ] Successful Personal Investing helps ] you to achieve the financial independence you'vj always sought. ] UPI is the unjquj educational course ] personal finance & invrstmjnt that you study at your own pace in the ] privacy of your own home. 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PHONE Savings Borrowing Property CityP545 Teletext 545 Maz11 02:k6:37 ] 100% Of ] Loan Deals ———————————— — ——————————p————— Rate & Tjtm 1st/2nd RPL Fee mortgage 6.74% - 1% disc Both 5 yrs None 3 years Bristol & West (0845 3008000) 7.2:% - Variable Both None £8* @ @ @@NortPejn RocW (!845@6pkpk00) 7.75% - Variable Both 5 yrs £280 Bank of Ireland (0800 109 010) ——————————————————————————————————10/16 Source: London & Country O LATEST SHAKE PRICES p510P545 Teletext 545 Maz11 01:48:57 : Flexible Mortgagrs ———————————— — ———————————————— Rate Tzpj LTV RPL Fee & Tjtm 5.90% jot 1.10% disc 90% None £150 6 mths Abbey National (0800 555100) 3.74% jot 3% disc 95% oonj None 6 mths Yorkshire (0845 1200100) 6.2:% until 6.2:% fixed 95% None £295 01/06/04 Sttoud & Swindon(0800 371824) disc = discount on variable rate ——————————————————————————————————11/16 Source: London & Country BUSINESS BRJEFIVG ON OUR WEB SITE - GO TO: www.teletext.co.uk Savings Borrowing Property CityP545 Teletext 545 Maz11 01:4::19 ] Cost of ] Borrowing ———————————— — ———————————————— Monthly payments pet £1,000 borrowed 5ati Rjpaznjnt Interest-Only loan loan s.{% £5.07 @ £2^92 4* £5.53 0R5.9[ 4.{% £u.62 £3.75 5% £k.91 £4.17 u.5% £vn21 £4.58 6% £v.k4 £5 6.5) £v.83 £u.42 7* £7.15 £u.=3 7.5% £7.48 £v.25 ——————————————————————————————————12/17 Source: London & Country $ NATIONAL FORECAST IS oOW ON p153P545 Teletext 545 Maz11 01:49:k0 ] Key to ] terms ———————————— — ———————————————— Tate Current variable rate charged bz lindjt. Deals revert to variable tate after incentive term ends. LTV Loan-To-Value: maximum mortgagu as a percentage of property value. RPL Redemption Period Lasts: borrowers @ are liable to be pjnalisjd if the loan is partly or fully redeemed during this period. Fee Arrangement fee charged bz lender. ——————————————————————————————————13/16 Source: London & Country NATIONAL FORECAST IS NOW ON p153P545 Teletext 545 Maz1Q 01:50:22 Advj{t MORTGAGES >?> W 2^25% DISCOUNT FOR FULL 2 YEARS NO TJJ INS INTEREST CALCULATED DAILY TO SAVE YOU MONEY ] CALL FRJJ NOW ON ] OR POP INTO YOUR LOCAL BM BRAoCH ] YOU$ HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ] OTHER LOBN SECURED ON IT Written quotations are available on request from BM on 0800 094 8282 ] SEE PAGE 626 FOR MORE DETAILS Savings Borrowing Property CityP545 Teletext 545 May11 01:50:53 ] House ] Prices ———————————— — ———————————————— HOUSE PRICE INDEX Month Index Nth/Chm Yr/Chm Av.Price May:9 244^4 +2.0% +5.7% £75-551 Jun:; 248^5 +1.7I +u.6) £76,786 Jul}9 25;.7 +2.1* +8^2* £78,401 Aug:= 2u6.3 W1^0% +9.4% £79-183 Sip:9 2u6.2 -0.0% +=.9% £7:-182 Oct{y 26s.4 +2.y* +10.9* £81,375 Nov:9 2v2.3 -0.4% +10.7% £81,040 Dec99 26y.2 +2^6% +13.6% £83,164 Jan00 27u.9 +2.5% +16.0% £85,168 Fjb00 273#3 -0.9% +15.0% £82,826 Mar00 272.2 -0.4) +13.5% £84,2u6 Apr00 274^5r +0.9* +14^2*@ £86,375 ——————————————————————————————————15/16 @ Supplied bz Halifax - updated monthly WHAT'S ON AT YOUR LOCAL CIVEMA? p410P545 Teletext 545 Maz11 01:51:24 Mortgage of ]&jjjuj5 z5{5z5s2 the week ———————————— — ———————————————— LEEDS & HOLBECS BUILDING SOCIETY 4.6% discount for@one year Discount 2.6% discount for 1 year Payable rate 4.75% LTV 90% Leeds & Holbeck is offering an attractive 2.6% discount jot one year, giving an initial payable rate of 4.75%. Available for home movers only, buildings insurance is compulsory or else the rate goes up bz 0.24%. Thjti are no redemption penalties. Contact 0800 072 5726 ——————————————————————————————————16/16 bz London & Country NATJOVAL FORECAST IS NOW ON p153