P534 Teletext 534 Jul18 23:14:22 U ——————————————————————————————————————— B&B OFFERS 4.99% THREE-YEAR FIX A three-year fixed rate mortgage of 4.99% until September 2008 has been launched by Bradford & Bingley. There is no arrangement fee and the loan reverts to the lender's standard variable rate plus 1.5% for the remaining term. There is a free valuation, no legal fees and early repayment charges apply only until the end of the fixed term. The minimum loan is £50,000. ——————————————————————————————————1/9—— High street lending "best buys" 546 STARS SHINING FOR U LOVESTARS p348 Homes Save Kids' cash Loans AdP534 Teletext 534 Jul18 23:17:13 U ——————————————————————————————————————— YORKSHIRE CUTS FIVE-YEAR FIXED RATE Yorkshire Building Society has knocked 0.05% off its five-year fixed rate mortgage, to a new rate of 4.49%. Borrowers must pay £195 booking fee and £300 completion fee. No compulsory insurances accompany the home loan. Yorkshire says borrowers are welcome to overpay by up to 10% of the capital each year without any penalty. But an early repayment charge of up to 5% applies during the fixed term. ——————————————————————————————————2/9—— Latest rates on National Savings 540 HAD AN ACCIDENT THAT WARN'T YOUR FAULT? SEE ITV1 p385 Homes Save Kids' cash Loans AdP534 Teletext 534 Jul18 23:11:14 U ——————————————————————————————————————— FINANCE ALERTS DIRECT TO YOUR MOBILE (ext the word CITYNEWS to 8899 to get City news and end-of-day updates for the London stock market on your phone. Send CITYNEWS STOP to cancel. Each alert costs 25p. Subscription message is charged at your normal text rate. ——————————————————————————————————3/9—— City headlines 501 Shares index 510 CLEAR EXPENSIVE CREDIT BILLS NOW! LOANS.CO.UK CALL 0800 197 2875 NOW! Loans subject to status and secured on residential property by second charge. Calls recorded for training SEE p628 Homes Save Kids' cash Loans AdP534 Teletext 534 Jul18 23:24:11 U ——————————————————————————————————————— POSTAL TRACKER FROM LEEDS & HOLBECK Building society Leeds & Holbeck has launched a postal savings account that tracks at 0.35% above the Bank of England base rate until August 1 2006^ The account, currently paying 5.1% then guarantees to pay no less than 0.25% below the base rate to August 1 2007. The minimum deposit is £5,000 and only two withdrawals without notice or loss of interest are allowed until August 1 2007 when access is unlimited. ——————————————————————————————————4/9—— "Best buy" personal loans 546 CHECK YOUR SHARE PRICES p520 Homes Save Kids' cash Loans AdP534 Teletext 534 Jul18 23:22:17 ——————————————————————————————————————— NATIONWIDE MAKES PLEDGE TO SAVERS Nationwide has guaranteed the interest rate on its e-savings online account will match or beat the Bank of England base rate until September 30 2006. Also, its three year Members' Reward Bond, currently paying 5.4% will pay out at least 0.25% above the base rate until July 31 2008. Its two year Special Rate Bond, paying 5.15%, will be no less than 0.25% below the base rate until July 31 2007. ——————————————————————————————————5/9—— "Best buy" credit cards 546 NEED CHEAP CAR INSURANCE? SEE p618 Homes Save Kids' cash Loans AdP534 Teletext 534 Jul18 23:26:43 Advertisement 6/9 You could be entitled to thousands of pounds in compensation if your endowment policy was mes-sold. Claim 2 Gain offer a specialist claims service for victims of the endowment mes-selling scandal. Because we understand the endowment claims process and financial regulations, we win the majority of cases we handle. We work on a NO WIN NO FEE basis CALL NOW TO GET OUR FREE ] NO OBLIGATION INFORMATION PACK www.claim2gain.biz Homes Save Kids' cash Loans AdP534 Teletext 534 Jul18 23:27:03 ——————————————————————————————————————— NO STRINGS ATTACHED AT LEEDS & HOLBECK Leeds & Holbeck has launched a three year fixed rate mortgage with no tie-in period, with the annual interest rate starting at 4.99%. There is a £495 arrangement fee. The mortgage allows unlimited overpayments without penalty, with no higher lending charge on loans of up to 90%. There is also a fee-free version which charges 5.49% interest a year, but also comes with a free valuation up to £305. ——————————————————————————————————7/9—— Personal Finance headlines today 531 ACCIDENT ADVICE HELPLINE ITV1 p385 Homes Save Kids' cash Loans AdP534 Teletext 534 Jul18 23:27:44 ——————————————————————————————————————— INTELLIGENT FINANCE CUTS FIXED RATES Mortgage group Intelligent Finance is cutting rates on its fixed rate range by 0.4% with a two-year fix available from 4.49% annual interest. The rate is available on loans of up to 80% of the property's value, with a five-year deal fixed at 4.79%. Both come with an arrangement fee of £299. For loans of up to 95%, the two year rate is 4.89%, and the five year 4.99%. Arrangement fees rise to £499. ——————————————————————————————————8/9—— Work out your holiday money 547 SAY GOODBYE TO EXPENSIVE CREDIT p628 Find out more from Loans.co.uk Homes Save Kids' cash Loans AdP534 Teletext 534 Jul18 23:12:15 Advertisement 9/9 SPECIALIST MORTGAGES DO YOUR CIRCUMSTANCES INCLUDE ONE OR MORE OF THE FOLLOWING: CCJs Right to buy Arrears Limited/no proof IVA of income Bankruptcy Buy to let Let us search the marketplace for the best mortgage product to suit your current circumstances & future requirements. The overall cost for comparison is 7%APR The actual rate will depend on your circumstances.Ask for a personalised illustration. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. www.prestbury.com Homes Save Kids' cash Loans Ad