P549 Teletext 549 Jul18 23:37:25 TRAVEL INSURANCE SPECIAL —— ————————————————————————— SHOP AROUND FOR BEST TRAVEL COVER Thousands of people are about to begin their summer holidays in search of sun, sea, sand and in some cases, adventure. But anyone heading off in the car or about to board a plane, must take out travel insurance and extra insurance if considering dangerous sports. Richard Mason of moneysupermarket.com says: "Jet skiing, para gliding, water skiing or moped riding won't be covered by conventional travel insurance." ——————————————————————————————————1/6—— Nick Hudson HAD AN ACCIDENT THAT WARN'T YOUR FAULT? SEE ITV1 p385 Racing City Shares SavingsAdP549 Teletext 549 Jul18 23:10:54 TRAVEL INSURANCE SPECIAL —— ————————————————————————— SHOP AROUND FOR BEST TRAVEL COVER Buying cover from your travel agent may be the easiest but is probably not the best, warns moneysupermarket.com's Richard Mason. Sales of insurance by travel agents are not regulated by the Financial Services Authority whereas broker sales are. Policies from travel agents tend to be more expensive. Shop around before you buy a holiday. ——————————————————————————————————2/6—— Are you a Premium Bond winner? 539 LOVE IN YOUR STARS? SEE p348 Racing City Shares SavingsAdP549 Teletext 549 Jul18 23:18:20 TRAVEL INSURANCE SPECIAL —— ————————————————————————— SHOP AROUND FOR BEST TRAVEL COVER Churchill Insurance says 30% of travellers pay up to double the price of direct insurance from travel agents. "Many agents sell cover in two bandings of one to nine days and 10+ days, which forces people to buy surplus cover." ——————————————————————————————————3/6—— "Best buy" home loan rates 536 CALL: OR SEE p615 Racing City Shares SavingsAdP549 Teletext 549 Jul18 23:11:06 TRAVEL INSURANCE SPECIAL —— ————————————————————————— SHOP AROUND FOR BEST TRAVEL COVER Always read the small print when buying travel insurance, industry experts say. Find out what the excess is and whether it applies to one amount per claim or for each part of a claim. Check the limits on individual items, if you are taking expensive jewellery or watches. But firstly check whether personal possessions are covered under your home contents insurance policy. Some do include cover for items away from home. ——————————————————————————————————4/6—— Latest rates on National Savings 540 TRY OUR MORTGAGE SERVICE- YOU COULD SAVE £££ See p614 Racing City Shares SavingsAdP549 Teletext 549 Jul18 23:11:33 TRAVEL INSURANCE SPECIAL —— ————————————————————————— SHOP AROUND FOR BEST TRAVEL COVER Never go abroad on holiday relying only on your home insurance policy, says moneysupermarket.com's Richard Mason. Cover is often limited to about £2,000 in total. Invidual items are covered to £500. If your car is broken into and your MP3 player, CDt, jewellery and luggage are stolen, the loss might be much more. ——————————————————————————————————5/6—— "Best buy" personal loans 546 ACCIDENT ADVICE HELPLINE ITV1 p385 Racing City Shares SavingsAdP549 Teletext 549 Jul18 23:17:15 TRAVEL INSURANCE SPECIAL —— ————————————————————————— SHOP AROUND FOR BEST TRAVEL COVER Holidaymakers can choose travel cover from a huge number of insurers, thanks mainly to new firms utilising the internet. Experts, who say prices have fallen dramatically, say policies should cover "the basics": Medical expenses of £2m. Personal liability of £1m. Holiday cancellation - £3,000 - cash loss of £250. ——————————————————————————————————6/6—— "Best buy" credit card deals 546 New Car reviews See Page 703 Racing City Shares SavingsAd