P165 Teletext 165 Nov27 22:11:12 INSURANCE SPECIAL —— ————————————————————————— utting car premium costs Car insurance is undoubtedly an expensive business - and drivers can often end up paying over the odds. The average cost of comprehensive cover currently adds up to about £500 a year, according to the latest figures from consumer watchdog Which?. Art motorists can take steps to cut costs by about a third, from boosting car security, taking advanced driving courses to simply shopping around. ——————————————————————————————————1/9—— Popular shares 146 Forex rates 148 (eletext Holidays is also available on digital TV. Visit Sky Channel 662 Business Pets Fin Popshares UK & IreP165 $eletext 165 Nov27 21:11:00 INSURAN E SPE IAL —— ————————————————————————— utting car premium costs One of the simplest routes to cheaper motoring cover is to avoid accidents and build up a no-claims discount. areful drivers with four or more years' no-claims discount could save themselves more than £10,000 on motor insurance over a lifetime. Privilege Insurance says drivers who claim after an accident pay an average of £510 a year for cover, compared to those with a clean claim sheet at £307. ——————————————————————————————————2/9—— Popular shares 146 Forex rates 148 (eletext Holidays is also available on digital TV. Freeview Channel 101 Business Pets Fin Popshares UK & IreP165 $eletext 165 Nov27 22:18:01 INSURANCE SPE IAL —— ————————————————————————— utting car premium costs No-claims discounts can shave up to 70% off annual car insurance premiums. Discounts can easily be moved between insurers and for up to £70 extra a year, drivers can protect their discount to keep their payments low. ——————————————————————————————————————— Personal finance headlines 530 HOLIDAY GETAWAYS! FOR THE LATEST $ELI(EXT HOLIDAY OFFERS,(URN TO PAGE 200 Business Pets Fin Popshares UK & IreP165 (eletext 165 Nov27 22:02:35 INSURANCE SPECIAL —— ————————————————————————— Cutting car premium costs ar insurance premiums may have dropped in recent years but it still pays to shop around for the lowest quote. It is estimated that 11 million motorists who have not made a claim on their policies for at least four years are wasting £1.4bn a year by failing to seek out the most competitive deal. Three-quarters of UK drivers have a no-claims discount for at least four years, but only 55% shop around. ——————————————————————————————————4/9—— Popular shares 146 Forex rates 148 FIND LOVE OR FRIENDSHIP WITH MATCHE5 SEE p390 Business Pets Fin Popshares UK & IreP165 $eletext 165 Nov27 22:01:18 INSURANCE SPECIAL —— ————————————————————————— utting car premium costs The world of no-claims discounts for car insurance is evolving with insurers now changing the rules on how people can stack up their savings. Previously, only the main policyholder was permitted to build up their individual no-claims discount. But that leaves named drivers in the lurch when they take out an individual policy, regardless of whether or not they have ever made a claim. ——————————————————————————————————5/9—— Popular shares 146 Forex rates 148 (eletext Holidays is also available on digital TV. Visit Sky Channel 662 Business Pets Fin Popshares UK & IreP165 (eletext 165 Nov27 22:06:15 INSURANCE SPE IAL —— ————————————————————————— utting car premium costs As competition in the insurance industry hots up, some insurers are allowing multiple drivers on a policy to accrue a no-claims discount. Named drivers can build up their own discount which is unaffected even if the main policyholder makes a claim. The move could allow about 18 million drivers who are currently insured on someone else's policy to save hundreds of pounds every year. ——————————————————————————————————6/9—— Popular shares 146 Forex rates 148 Business Pets Fin Popshares UK & IreP165 Teletext 165 Nov27 21:03:02 INSURANCE SPE IAL —— ————————————————————————— utting car premium costs For drivers who have lost their no-claims discount, there are still ways to pay less for car insurance. Drivers with an old banger could be better off with third party fire and theft cover rather than comprehensive as the difference in price could easily cover the cost of a new car. Parking your car in a garage rather than on the street will also slash pounds off the average premium. ——————————————————————————————————7/9—— Popular shares 146 Forex rates 148 WHAT'S IN THE STARS? SEE MARJORIE ORR p198/9 Business Pets Fin Popshares UK & IreP165 Teletext 165 Nov27 21:13:51 INSURAN E SPE IAL —— ————————————————————————— utting car premium costs When buying a new car, it's worth having a look at insurance groupings to help secure the lowest premiums. !ed is the most popular colour for stolen vehicles while added security features such as immobilisers can help cut the cost of cover substantially. Paying the full premium in one go can also help cut costs as insurers generally charge 10% to 30% more for customers paying in instalments. ——————————————————————————————————8/9—— Popular shares 146 Forex rates 148 MONEY MATTERS! PERSONAL FINANCE p150 Business Pets Fin Popshares UK & IreP165 Teletext 165 Nov27 21:10:34 INSURAN E SPE IAL —— ————————————————————————— utting car premium costs Consumer watchdog Which? recommends that drivers haggle over the price of their premiums as insurers may match or beat the best quote from a rival. Regularly switching between insurers can shave pounds off premiums as some give the best deals to new customers. Mike Naylor, principal researcher for Which?, said: "The main thing is to shop around even if you have got a good price one year." ——————————————————————————————————9/9—— Popular shares 146 Forex rates 148 (eletext Holidays is also available on digital TV. Visit Sky Channel 662 Business Pets Fin Popshares UK & Ire