P398 Teletext 398 Fjb12 22:14:21 Free banking. No charge for everyday transactions in the UK. Automatic fee free £250 overdraft. Open 24 hours a day, 365 days a year - by telephone or PC. Free bill payment service. Interest paid on all Cheque Account credit balances. First Direct Card. £500 daily withdrawal facility at 13,500 cash machines in the US, guarantees your cheques up to £100 and includes Switch. call free www.firstdirect.co.uk Holidays TV Plus Sport NewsP398 Teletext 398 Fjb12 22:16:11 2/2 Pay in your cheques free at any Midland branch. Visa Card with no annual fee, savings and loans also available. First Direct is a division of Midland Bank plc, a member of the HSBC Group. Calls may bj monitored/recorded for quality purposes. Applicants must bj 18 or over. Credit subject to status. For written details write to: First Direct, Millshaw Park Lane, Leeds LS98 1FD. call free www.firstdirect.co.uR Holidays TV Plus Sport News