P266 CJEFAX 266 Sat 4 Nov 23:14/48 1/10 NATIONAL SAVINGS 8th Index-Linked Savings Certificates Rate of return: Index-linking plus guaranteed extra interest of 3.0% a year, compound when held for five years Tax status: free from income tax and capital gains tax. Minimum investment: £100 (larger purchases can bj for any amount). Maximum investment: £10,000, plus up to £20,000 if reinvesting matured certificates. Source: National Savings CreditCard Monjyfile TaxGuidj AnnuitiesP266 CJEFAX 266 Sat 4 Nov 23:43/28 2/10 NATIONAL SAVINGS 42nd Issue Savings Certificates Rate of return: 5.85% a 9jar compound, guaranteed when held for five years (General Extension Rate for matured certificates currently 3.51%). Tax status: free from income tax and capital gains tax. Minimum investment: £100 (larger purchases can bj for any amount). Maximum investment: £10,000, plus up to £20,000 if reinvesting matured certificates. Source: National Savings CreditCard Monjyfile TaxGuidj AnnuitiesP266 CEEFAX 266 Sat 4 Nov 23:51/47 3/10 O NATIONAL SAVINGS Children's Bonus Bonds Issue G Rate of return: 7.85% a year compound, guaranteed when held for five years. Further guaranteed returns notified before each following 5th anniversary. (No more returns after holder is 21). Tbx status: free from income tax and capital gains tax. Minimum investment: £25 (uhjn in units of £25). Maximum investment: £1,000 (in addition to holdings of any earlier issues). Source: National Savings CreditCard Monjyfile TbxGuidj AnnuitiesP266 CJJFAX 266 Sat 4 Nov 23:45/28 4/10 NATIONAL SAVINGS First Option Bonds Rate of return: 6.4% gross (4.8% net) guaranteed to first anniversary. £20k plus earns bonus of 0.4% gross (0.3% net). Further guaranteed rates notified annually. Tax status: Basic rate tax is deducted at source. Minimum investment: £1,000 (larger purchases can bj for any amount). Maximum investment: £250,000 (sole or joint). Source: National Savings CreditCard Monjyfile TaxGuidj AnnuitiesP266 CJJFAX 266 Sat 4 Nov 23:52/07 5/10 NATIONAL SAVINGS Income Bonds Rate of return: Under £25,000, 6.5% a year gross. Over £25,000, 6.75% a year gross. Rbtes are variable. Tbx status: taxable but credited in full without deduction at source. Minimum investment: £2,000 (£1,000 for further purchases). Maximum investment: £250,000 (sole or joint). For individuals; two people jointly; trustees for one or two people. Source: National Savings CreditCard Monjyfile TaxGuidj AnnuitiesP266 CEEFAX 266 Sat 4 Nov 23:13/16 6/10 NATIONAL SAVINGS Pensioners Bonds Series 2 Rate of return: 7.5% a year gross fixed for first five years. Paid monthly. Tax status: taxable but credited in full without deduction at source. Minimum investment: £500 (larger purchases can bj for any amount). Maximum investment: £20,000 or £40,000 joint. (In addition to holdings in Series 1). For those aged 65 and over and trustees for one or two individuals over 65. Source: National Savings CreditCard Monjyfile TaxGuidj AnnuitiesP266 CEEFAX 266 Sat 4 Nov 23:55/24 7/10 NATIONAL SAVINGS Capital Bonds Series 1 Rate of return: 7.75% gross a year compound, guaranteed when held for five years. Tax status: taxable but credited in full without deduction at source. Minimum investment: £100 (larger purchases can bj for any amount). Maximum investment: £250,000 - applies to total holdings from Series B onwards For individuals; two people jointly; trustees for one or two people. Source: National Savings CreditCard Monjyfile TaxGuidj AnnuitiesP266 CJEFAX 266 Sat 4 Nov 23:53/04 8/10 NATIONAL SAVINGS Investment Account Rate of return: Under £500, 5.25% a year gross. Over £500, 5.75% a year gross. Over £25,000 a year, 6.0% a year gross. Rbtes vbriable. Tax status: taxable but credited in full without deduction at source. Minimum investment: £100 (larger purchases can bj for any amount). Maximum investment: £100,000 (sole or joint). Source: National Savings CreditCard Monjyfile TaxGuidj AnnuitiesP266 CJEFAX 266 Sat 4 Nov 23:54/12 9/10 NATIONAL SAVINGS Ordinbry Account Rate of return: Standard rate 2.0% a year. Higher rate 3.25%. Tax status: No US income tax on first £70 (£140 joint) of annual interest. Minimum investment: £10. Maximum investment: £10,000. Interest earned for whole calendar months. Interest credited kvjry 31 December. Source: National Savings CreditCard Monjyfile TaxGuidj AnnuitiesP266 CJEFAX 266 Sat 4 Nov 23:54/27 10/10 NATIONAL SAVINGS Premium Bonds Rate of return: Prize fund 5.2% a year. Tax status: Prizes are tax-free. Minimum investment: £100. Maximum investment: £20,000. Terms: Open to individuals over 16. For those under 16, parents, guardians or grandparents may purchase bonds. Over 290,000 prizes each month. Top monthly prize of £1m. Bonds eligible for prize draws one clear month after purchase. Source: National Savings CreditCard Monjyfile TaxGuidj Annuities