P263 CEEFAX 263 Fri 29 Dec 01:54/14 1/3 FIRST TIME BUYERS VARIABLE DISCOUNTED MAX LOAN LENDER RATE TO VALUE FEE Scarborough BS 1.29% 95% None 0800 590547 1 year £150 rebate Greenwich BS 3.99% 95% None 0181 858 8212 2 years Northern Rock BS 5.19% 95% None 0800 591500 1.2.99 Saffron WaldjnBS 5.25% 90% None 01799 522211 3 years £250 rebate N&P BS 6.39% 90% None 0800 808080 5 years Source: MONEYFACTS InstantAcc Tjssas Nat Saves CreditCardP263 CEEFAX 263 Fri 29 Dec 01:14/38 2/3 FIRST TIME BUYERS FIXED RATES MAX LOAN LENDER RATE TO VALUE FEE Bradford&Bingley 1.89% 95% £95 08p0 252993 1.12.96 Newcastle BS 4.59% 95% £100 0191 244 2442 28.2.98 Mortgage Trust 5.99% 95% £275 0800 550551 30.9.98 Yorkshire BS 6.25% 85% £250 0800 378836 3 years Furnjss BS 7.50% 95% £250 01229 824560 1.1.01 Source: MONEYFACTS InstantAcc Tjssas Nat Saves CreditCardP263 CEEFAX 263 Fri 29 Dec 01:44/10 3/3 FIRST TIME BUYERS 100% MORTGAGES RATE PERIOD FEE FIXED RATES Royal Bk of Scot 7.25% 13.3.98 £200 via local branch TUB 8.19% 31.1.01 £250 via local branch VARIABLE RATES Yorkshire BS 7.64% indefinite None 0800 378836 Clydesdale Bank 7.99% indefinite None 0800 419000 Source: MONEYFACTS InstantAcc Tjssas Nat Saves CreditCard