P261 CJJFAX 261 Sun 3 Mar 20:47/38 1/4 O LOWEST STBNDARD O VARIABLE RBTJS MAX LOAN LENDER RATE TO VALUE FEE Bradford & Bingliy Mortgages Direct 0800 258258 6.25% 75) None wef 1.3.96 Northern Rock BS 0800 591500 6.34% 90% None Direct Line 0181 649 9099 6.49) 85) None Legal & General Mortgage Services 0800 664444 6.49% 95) None wef 1.3.96 First Direct 0345 100103 6.95) 95) None Source: MONEYFACTS FixedOCap FirstTimj InstantAcce TjssasP261 CJJFAX 261 Sun 3 Mar 20:44/36 2/4 O STBNDARD VARIABLE OO RBTJS WITH CASH RJBATJ CASH MAX LENDER RATE RJBATJ LTV Nottingham BS 7.24% 4.5) of adv 70% 0115 948 1444 (£5K max) C&G 7.24% 3% of adv 90% 0800 272131 (£7.5K max) Northern Rock BS 7.44% 6% of adv 90% 08p0 591k00 (£9K max) NatWjst Home Lns 7.49) £1550 max 95) 0800 400999 rebate (min £45K) Newcastle BS 7.49% 6% of adv 90% 0191 244 2442 (£15K max) Source: MONEYFACTS FixedOCap FirstTime InstantAcce TjssasP261 CJJFAX 261 Sun 3 Mar 20:46/21 3/4 O DISCOUNTED VARIABLE O RATES MAX LENDER RATE LTV FEE Scarborough BS 1.09% 95) None 0800 590547 Not FTB 1 yr £150 rebate Principality BS 3.60% 90) None 01222 344188 1.6.98 Northern Rock BS 4.44% 95) None 0181 591u00 1.5.99 Coventry BS 5.74% 85) None 0800 126125 1.5.00 £200 rebate Nationbl Counties 5.99% 70% None 01372 742211 u years Source: MONEYFACTS FixedOCap FirstTimj InstantAcce TjssasP261 CJEFAX 261 Sun 3 Mar 20:40/26 4/4 O 100) VARJABLJ RATES O LENDER RATE PERIOD FEE BoT, Cjntribank 6.49% 1 year £250 0131 317 6827 Royal Bk of Scot 6.99) 1 year None via local branch * no remortgages Abbey National 7.54% indefinite None 0800 555100 * no FTBs/remortgages Yorkshire BS 7.64% indefinite None p8p0 378836 Bank of Ireland 7.74% indefinite £280 01734 510100 (wef 1.3.96) (No NIP) Source: MONEYFACTS FixedOCap FirstTimj InstantAcce Tjssas