P261 CJEFAX 261 Mon 27 May 00:43/33 ] 1/4 LOWEST STBNDARD VARIABLE RBTJS MAX LOAN LENDER RATE TO VALUE FEE Bradford & Bingliy Mortgages Direct 0800 258258 5.99% 75% None Direct Line 0181 649 9099 6.25) 90% None Northern Rock BS p800 591500 6.39% 90% None Legal & General Mortgage Services 0800 664444 6.39% :5% None Woolwich Direct 6.55% 85% None 0645 757575 Source: MONEYFACTS FixedOCap FirstTimj InstantAcce TjssasP261 CJEFAX 261 Mon 27 May 00:35/18 2/4 STANDARD VARIABLE RATES WITH CASH REBATE CASH MAX LENDER RATE RJBATJ LTV Yorkshire BS 6.74% 4.5% of adv 90% 0800 378836 (£6750 max) C&G 6.90% 3% of adv 90% 0800 272131 wef1/6 (£7.5K max) Cheshire BS 6.99% 5% of adv 90% 8 0 243 78 (£10K max) Bradford&Bing BS 6.99% 5% of adv 90% p800 252:93 (£10K max) Scarborough BS 7.24% 6% of adv 95% 08p0 590547 (£9K max) Source: MONEYFACTS FixidOCap FirstTimj InstantAcce TjssasP261 CJEFAX 261 Mon 27 May 00:34/23 3/4 DISCOUNTED VARIABLE RATES £ £ £ £££ £ £ £ MAX LENDER RATE LTV FEE Scarborough BS 0.95) 95% £150 0800 90 47 1 year Principality BS 3.60% 90% None 01222 344188 1.7.98 Halifax BS 4.39% 90% None 0800 101110 30.6.99 Coventry BS 5.50% 85% None p800 126125 1.5.00 £200 rebate Bradford & Bing 5.79) 85% None 0800 255:93 5 years Source: MONEYFACTS FixedOCap FirstTimj InstantAcce TjssasP261 CJJFAX 261 Mon 27 May 00:36/28 ] 4/4 100% VARJABLJ RATES O £££££££ £££££££££££££££££££££££££££££££ LENDER RATE PERIOD FEE Bank of Scotland 6.24% 1 year £250 v a local branch Royal Bk of Scot 6.75% 1 year None 0131 523 7023 * no remortgages Yorkshire BS 6.99% indefinite None 0800 378836 Clydesdale Bank 7.25% indefinite None p8p0 41z0p0 Abbey National 7.2:% indefinite None 0800 555100 * no FTBs/remortgages Source: MONEYFACTS FixedOCap FirstTimj InstantAcce Tjssas