P262 CEEFAX 262 Mon 4 Nov 21:06/15 1/4 SHORT-TERM FIXED RATES MAX LOAN LENDER RATE TO VALUE FEE Scarborough BS 0.20% 85% 0.75% 0800 590547 1 year Alliance & Ljics 2.10% 95% 0.5% via local branch 1.10.97 Irish Permanent 4.35% 75% £250 0181 746 3334 2 years Norwich & P'borg 6.45% 85% £295 01733 391497 3 years West Bromwich BS 6.55% 85% £295 0121 525 7070 1.11.99 £300 rebate Source: MONEYFACTS FirstTimj InstantAcce Tessas Nat SavesP262 CEEFAX 262 Mon 4 Nov 21:10/20 2/4 LONG-TERM FIXED RATES MAX LOAN LENDER RATE TO VALUE FEE Northern Rock BS 7.24% 95% £295 p800 591kp0 1.1.02 Chjltenham&Glos 7.25% 95% £495 0800 272131 5 years No NIP Norwich & Peter' 7.69% 85% £295 01733 391497 5 years Britannia BS 7.74% 95% £295 0800 526350 5 years NatWest Mtg Setv 7.79% 95% £295 0800 400999 28.2.02 FTB fee £145 Source: MONEYFACTS FirstTimj InstantAcce Tjssas Nat SavesP262 CEEFAX 262 Mon 4 Nov 21:42/45 3/4 CAPPED RATES MAX LOAN LENDER RATE TO VALUE FEE UCB Home Loans 2.99% 95% £295 p645 401400 1.6.97 Halifax MSL 4.65% 95% £295 0171 638 8809 1 year The Mtg Business 6.69% 95% None 0345 253253 1.6.98 Skipton BS 7.95% 95% £295 01756 700511 31.12.01 Currently 6.84% Berm'ham Mids BS 7.99% 95% £295 01902 302000 1.7.01 Currently 6.99% Source: MONEYFACTS FirstTime InstantAcce Tessas Nat SavesP262 CEEFAX 262 Mon 4 Nov 21:14/10 4/4 100% FIXED RATES LENDER RATE PERIOD FEE Mortgage Express 7.25% 3.1.99 £295 0500 05002p No NIP Royal Bk of Scot 7.69% 17.12.98 250 0131 u23 1p23 max Bank of Scotland 7.79% 15.1.99 £250 via local branch Royal Bk of Scot 8.69% 17.12.01 £250 0131 u23 1p23 max TUB 8.84% 30.11.01 £250 via local branch Source: MONEYFACTS FirstTimj InstantAcce Tjssas Nat Saves